Sussex IFAs outline the Covid-19 Financial measures: March 2020
It feels like an eternity, but only 2 weeks ago the new Chancellor, Rishi Sunak, conducted his first Budget which…
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Three points to consider when accessing your pension at 55
For the majority, from the age of 55 they have access to their pension. Should you be coming up to…
The 2020 Budget Winners and Losers
On Wednesday 11th March, Rishi Sunak delivered the new Conservative government’s first budget. Backed by a large majority, the essence…
Impact of the Coronavirus outbreak on global investment markets
Clearly, the Coronavirus outbreak is not a traditional macroeconomic event like say, the 2008 Credit Crunch and the ensuing global…
Have you thought about your financial well-being recently?
We all try to take care of our emotional and physical well-being, but have you given the same consideration to…
Always factor inflation into your financial planning cycle
UK Inflation has fallen to its lowest level in almost three years, but it could have a cumulative knock-on effect…
Pembroke launch a suite of Responsible investment portfolios
Independent Financial Advisers and Investment specialists, Pembroke Financial Services are delighted to announce the launch of the Prestige Better World…
Investment Advice in Sussex – UK dividend growth continues, but for how long?
Recent statistics show that dividends from UK shares rose by nearly 7% year-on-year in the third quarter of 2019. The…
How much is enough on pension contributions?
Pension contributions rose in April for many people, but the increase may still not be enough to fund a comfortable…
The lasting power of peace of mind
More people are now setting up a Lasting Power of Attorney (LPA)… and not just those in later life. The…
Money purchase pension annual allowance penalties – pick a number, any number.
Freedom of Information (FoI) requests have highlighted a lack of HMRC’s knowledge about how many people have been hit with…
New headaches for private landlords
Private landlords could find it harder to evict tenants in future, thanks to new government legislation. Landlords will no longer…
New prime minister, new tax policies
Boris Johnson took office towards the end of last month with a new chancellor in Sajid Javid, both with different…
Balancing the school fees equation
School fees are rising faster than the rate of inflation, creating financial challenges for parents who want to educate their…
When it comes to funds, the best investment advice is personal
The recent trials of the Woodford fund highlight the importance of personal advice on your investments. The suspension of dealings…
Inflated expectations
Investor expectations have been dialled up by the market returns of recent years. Independent Financial Advisers will need to add…
Brave new world of Universal Basic Income (UBI)?
If those three letters mean nothing to you now, they may do soon. Universal Basic Income – or UBI -…
Pensions and divorce – not just about the split
When it comes to dividing up assets on divorce, pension rights can turn out to be one of the most…
How well do you understand inheritance tax?
Only one in four respondents to an HMRC survey completely understood how the inheritance tax (IHT) system could work for…
ISAs – Happy 20th birthday!!
ISAs celebrate their 20th birthday this April. If you haven’t reviewed yours in a while, this a good opportunity to…
China emerges on to the investment stage
Chinese investment markets set to become increasingly important part of investment portfolios as share of Emerging Markets Index likely to…
Retirement planning for the 100-year life
Your chances of reaching 100 are probably greater than you imagine. It may sound fanciful, but a 100-year lifespan is…
Christmas Wishes from Pembroke Financial Services
At the festive season, our thoughts turn gratefully to those who have made our progress possible. It is in this…
Tax Planning: Unmarried couples lack the rights of married couples
Two recent events have shone different lights on the government’s view of unmarried couples. As the graph shows, marriage has…