Independent Financial Advisers and Investment specialists, Pembroke Financial Services are delighted to announce the launch of a suite of responsible investment portfolios. The ‘Prestige Better World Growth portfolio’, means that we now offer our clients a full ‘collection’ of ethical investment offerings, with the current Prestige Better World Cautious and Prestige Better World Balanced investment portfolios.
The new launch completes the set of portfolios which began back in November 2009 with what we then called our Ethical Balanced portfolio. With a 10 year annualised return of 8.36% net of fund charges ( Source FE Analytics to 25th November 2019) we are rightly proud of the returns we have generated for clients from this portfolio, proving that the received wisdom – which had been, up until now, that investing ethically was ‘niche’ and an area where you would inevitably have to compromise investment returns – has changed.
Pembroke launched a portfolio for the more circumspect responsible investor in May 2019 and now a portfolio for the more adventurous ‘ethical’ investor.
We renamed the portfolios ‘Better World’ as we felt that the name Ethical did not fully convey to investors the full scope of modern-day ethical investing, which incorporates Impact investing/traditional ethical/Sustainable/Socially Responsible (SRI) and Environmental, Social and Governance (ESG) factors.
Many vital themes associated with sustainability have become mainstream for individuals and businesses. Capital invested into ‘ethical’ funds has trebled over the past 10 years as UK investors pour their money into green, socially responsible and environmentally aware companies.
Our new portfolios incorporate every one of the modern components of ‘new’ ethical investing and we now cater for all potential appetites for investment risk with three diversified portfolios to meet a range of objectives and risk profiles.
- Prestige Better World Cautious– for clients whose key objective is long term capital preservation rather than appreciation. The portfolio has a low equity content focused on the UK, balanced with cash and fixed interest investments. Its target – to beat cash returns consistently over the medium term.
- Prestige Better World Balanced– for clients whose key objective is a balance of long-term capital growth in excess of inflation. The portfolio has a medium equity content focusing on the UK, balanced with fixed interest investment providing good prospects for capital growth. Its target – to beat cash and inflation consistently over the medium term.
- Prestige Better World Growth– for clients whose objective is long term capital appreciation. You have to be willing to accept high levels of short-term volatility in order to increase the chance of higher returns. The Better World Growth portfolio will have a medium to high UK equity content combined with global equities and other asset classes to provide diversification.
The ultimate ethical goal of the portfolios is to support more inclusive social and economic development and more sustainable environmental and business practices, whilst generating strong and consistent investment returns. Each portfolio will aim to achieve this by investing in a diversified range of funds which include themes such as renewable energy, financial inclusion, education, social housing, climate change action, sustainable waste management and renewable material production.
Our objective to generate these ‘strong and consistent investment returns’ can be met by holding funds in the portfolios which invest into companies focused on responsible and sustainable operational practices, thus reducing environmental and societal negative impact on the planet… making it a ‘Better World’!
If you are interested in the responsible, ethical, sustainable investment advice and ongoing investment management services which we offer to clients across Sussex and surrounding counties. Please call us on 01273 774855 or email us by clicking here.
Potential investors should be aware that past performance is not an indication of future performance and the value of investments and the income derived from them may fluctuate and they may not receive back the amount they originally invested. The tax treatment of investments depends on each investor’s individual circumstances and is subject to changes in tax legislation.