You might be thinking about settling down or getting married, maybe starting a family or buying a house. As life becomes more complicated do you still feel in control of your finances? Now is a good time to consider your future and create a financial plan that will help you prioritise what is important and remove any uncertainty or stress.
Developing a career
Developing a career or maybe starting up your own business can be hard work. As your financial nest egg builds, you want to make sure it’s working just as hard for you.
Are your finances becoming complicated?
You may be developing a career now but as life progresses, your income may start to increase but there will probably be a whole host of new demands on your finances.
Investing surplus income wisely
It’s so easy to spend surplus income if it’s not managed carefully.
Using a separate savings account for spare money each month and then investing it in well-researched investments can make a significant difference to your wealth. In time, your investments will build and provide a healthy boost to your income. Our independent financial advisers can help you find the right investments for you.
Taking steps to protect your assets
It’s not nice thinking about potentially traumatic events, but taking out the right insurance policies can help to protect your assets.
Insurance protects you and those that depend on you financially from things like losing your job, falling ill or having an accident. Taking out these insurances means your savings are protected and you won’t need to use them if a critical issue arises.
How our advice service works
01.
Contacting us
Call us on 01273 774855 or click here to set up a free initial meeting with one of our financial advisers or mortgage advisers, either in person, over the phone or online whatever works for you.
02.
Getting to know you
One of our financial experts will meet you to chat confidentially about your current financial situation and future goals, they will also explain our services and charges. You are under no obligation to use our services and no costs will have been incurred. It’s simply an opportunity to meet each other and for you to decide if you think we are the right Independent Financial Advisor for you. We will give you a summary of our findings and the suggested next steps we recommend to achieve your financial goals.
03.
Presenting your plan
Our adviser will talk you through our recommendations which lay out your best financial options, based on your current requirements and future goals. We will design an investment strategy that is in line with your attitudes to investment risk, capacity for potential loss and personal timeframes. Essentially, it’s a road map for achieving your desired financial goals. If you are happy to proceed then we can complete the documentation.
04.
Ongoing review
Financial planning is an on-going and dynamic process and it’s unlikely that your financial circumstances will remain the same throughout your life. Periodically reviewing your plan will highlight any issues and where appropriate we can make any alterations that are needed. We believe this is key to helping you achieve your longer-term goals. We offer a range of management options and so will agree with you the method and regularity of any future contact.
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