What does “diversified” mean when you’re investing?
When looking at investments, you may have heard the term “diversification”. It’s often an important part of an investment strategy,…
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5 shrewd ways to avoid paying tax on your savings
Did you know the interest your savings earn could be taxed? As tax thresholds are frozen and interest rates are…
Why the best legacy could be passing on your financial wisdom
Many people consider what they’ll leave behind for loved ones and how it could help them be more financially secure.…
How to use an unexpected windfall to create long-term prosperity
If you receive a windfall, there could be ways to use it to improve your long-term financial security and support…
Key financial planning challenges couples face and how we could solve them
When you’re creating a financial plan as a couple, you might encounter some challenges, such as difficulty talking about money…
Investment market update: March 2025
US tariffs and growing uncertainty in Ukraine led to volatility in investment markets in March 2025. Find out what else…
4 reasons to remain calm amid market volatility and uncertainty
Global uncertainty means your investments and the wider market may be experiencing more volatility than usual. While it might be…
Why you should make registering a Lasting Power of Attorney a priority
A survey suggests just 8% of people have registered a Lasting Power of Attorney. For some, it means decisions, like…
Half of adults reconsidering their retirement plans ahead of 2027 Inheritance Tax changes
From April 2027, pensions will likely be included in estates when calculating Inheritance Tax liability. The potential upcoming change has…
5 strategies that could help you avoid running out of money in retirement
If you are unable to work, you might need to rely on Statutory Sick Pay or occupational sick pay if…
Financial protection: How it could help you bridge an income gap
If you are unable to work, you might need to rely on Statutory Sick Pay or occupational sick pay if…
Investment market update: February 2025
While headlines painted a gloomy picture of market conditions due to trade tariffs and geopolitical uncertainty, there were highs for…
How to reduce your Capital Gains Tax bill in 2025
Higher Capital Gains Tax (CGT) rates could mean you face a higher bill in the future as HMRC collected a…
The potential perils of accessing your pension at 55
Usually, you can access your pension when you turn 55. While you might be tempted to withdraw some money to…
3 retirement financial shocks that could affect your finances
A survey suggests that over-50s are consistently overlooking potential financial shocks when creating a retirement plan. While you might feel…
Why ongoing financial advice could ease your mental load
Even if you feel comfortable managing your finances, sometimes the mental load of doing so could mean you don’t enjoy…
How financial planning could help you overcome decision paralysis
Around half of adults in the UK have delayed important tasks because they feel overwhelmed. Whether you’re putting off making…
5 ways financial planning could help you emotionally prepare for retirement
While financial challenges often come up when talking to people nearing retirement, the emotional obstacles could be just as important.…
Looking beyond the numbers when using a cashflow model
When reviewing a cashflow model, it can seem like there are a lot of numbers. Looking beyond the figures to…
Investment market update: January 2025
Concerns around potential trade wars following President Trump’s inauguration weighed on investment markets in January 2025. Yet, there was positive…
How to stop following the investment crowd and stick to your strategy
Being part of a crowd can be comforting. However, following trends when you’re investing could lead to decisions that aren’t…
Investment market update: December 2024
Political instability in Europe and further afield led to market volatility in December 2024. Yet, as the end of the…
5 useful tips for talking about mental health with your loved ones
If you find it difficult to talk about your mental health, Time to Talk Day is encouraging you to fix…
3 insightful property market predictions for 2025
Read about three property market predictions for 2025, including transactions rising as buyers seek to complete sales before Stamp Duty…