Personal Financial Planning
Create a financial plan for the lifestyle you desire
Personal financial planning is important because it helps you make the most of your assets and enables you to achieve your life goals.
Our financial planning process starts by taking the time to get to know you. How you got to where you are now and where you want to get to in the future. We need to understand what your lifestyle expectations are and what’s important to you personally. Our expert financial advisors can then create a bespoke plan that is tailored to meet your current financial needs now and help you save a nest egg for long-term goals like retirement.
Personal financial planning is not just for those with a lot of money, it’s about making the most of your assets.
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regret their own financial decisions
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assets invested sustainably
The value of your investment can go down as well as up and you may not get back the full amount you invested. Past performance is not a reliable indicator of future performance. Investing in shares should be regarded as a long-term investment and should fit in with your overall attitude to risk and financial circumstances.
What does a Personal Financial Plan include?
Your report might include some or all of the following elements, depending on your personal circumstances:
- List your short, medium and long-term goals
- Detail your income, savings, investments, expenditures, debt and current insurance policies
- Explore your attitude and tolerance to investment risk
- Evaluate your tax position
- Identify any personal preferences for investing options such as ethical portfolios
Pembroke can help you by:
Ensuring you have the correct investment strategy and sound financial advice will determine how you live today and in the future.
- Recommending ways to save for an emergency fund or mortgage deposit
- Helping you plan for the retirement you want
- Recommending investment opportunities to meet your needs and values
- Ensuring you are utilising your tax allowances
- Recommending safeguards to help protect against life’s surprises
- Advising you how quickly to pay off any debt
Reviewing, re-evaluating and monitoring the plan
What is the best way to safe guard your future? Start personal financial planning today.
Financial planning is an on-going and dynamic process and it’s unlikely that your financial circumstances will remain the same throughout your life. Periodically as your personal, economic or social factors change, we will help assess your financial decisions and where necessary alter your plan to suit your new situation.
Why not give us a call, to see how we can help you achieve financial freedom.
Your first meeting with our financial experts is completely free of charge.