Why inaction is a crucial part of successful investing
When investing, the actions you decide not to take are just as important as those you do. Sticking to your…
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Financial Planner | Blog Archive | Biography
All the winners and losers from the 2023 spring Budget
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
Your spring Budget – the key news from the chancellor’s statement
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
Estate planning: 3 different ways you can pass on wealth to your loved ones
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
Millions of fixed-rate mortgages are ending. Discover 6 practical steps you can take now
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
4 vital things you should discuss when naming a Lasting Power of Attorney
Naming a Lasting Power of Attorney is important, and it’s something you should discuss to ensure the person understands the…
5 crucial things you need to consider when reviewing your estate plan
If you have an estate plan, you shouldn’t simply forget about it. Instead, regular reviews can help ensure it continues…
4 valuable pension lessons younger generations can learn from the regrets of the over-50s
A survey of over-50s has highlighted that many wish they’d started a pension earlier and saved more. Younger generations can…
Half admit to making impulsive, emotional investment decisions, and many go on to regret it
Have emotions ever influenced an investment decision you’ve made? If so, you’re not alone, but impulsive decisions can lead to…
Dividend Tax rate rise: Could it affect you?
The Chancellor has announced a Dividend Tax hike. Find out if it affects you and what steps you can take…
5 behavioural biases that lead to investment mistakes
Unconscious decisions and emotions can affect your investment decisions. Recognising some of the most common financial biases can help you…
World Environment Day: Why restoring ecosystems is important
The theme for this year’s World Environment Day is ecosystems. The protection and restoration of ecosystems is a huge task,…
5 reasons to switch pension providers to boost your retirement savings (and 3 things to do first)
Most pension savers simply pay into the pension their employer has chosen. But you may want to switch – it…
What has 2020 taught us about investing?
Covid-19 has meant stocks markets in 2020 have experienced volatility, but it’s taught us many valuable investment lessons too. Read…
Accessing a Child Trust Fund: What are the options?
Those that turned 18 in September were the first teenagers to be able to access their Child Trust Fund. If…
Covid-19 market volatility highlights differing investment attitudes of men and women
Research suggests that men and women have reacted differently to market volatility, but is one of the approaches ‘right’? We…
Sussex IFAs on ‘Why you should have a Power of Attorney in place’
If you don’t have a Power of Attorney in place, Adrian Moy, one of Pembroke Financial Service’s Independent Financial Advisers…
The 2020 Budget Winners and Losers
On Wednesday 11th March, Rishi Sunak delivered the new Conservative government’s first budget. Backed by a large majority, the essence…
Always factor inflation into your financial planning cycle
UK Inflation has fallen to its lowest level in almost three years, but it could have a cumulative knock-on effect…
Annuity rates have fallen to their lowest level in 25 years as interest rates and drawdowns bite
Annuity rates hit their lowest level since 1994 in September, with implications for those making retirement decisions. Since the introduction…
The lasting power of peace of mind
More people are now setting up a Lasting Power of Attorney (LPA)… and not just those in later life. The…
New prime minister, new tax policies
Boris Johnson took office towards the end of last month with a new chancellor in Sajid Javid, both with different…
How well do you understand inheritance tax?
Only one in four respondents to an HMRC survey completely understood how the inheritance tax (IHT) system could work for…
Retirement Planning – How long do you want to work… ?
New labour market figures show record levels of employment for the over 65s. As people are living longer, a parallel…