Mortgage Advice
Finding the right mortgage for you
Securing the right mortgage is an important financial decision, whether you’re a first-time buyer, looking to re-mortgage or buying to rent out.
As part of our mortgage advice service we can guide you through the process and help you find the best deals on the market, that will suit your personal circumstances.
As an independent mortgage adviser, we have the freedom to search the entire market and can access special rates and products that aren’t available directly to customers.
Choosing the right mortgage can be confusing with such a wide variety of options on offer and it can be difficult to find the right deal to match your needs and budget. Our advisers take the time to get to know your requirements and then research the market to find mortgages based on affordability, value for money and flexibility.
By taking advantage of our mortgage advice service you can save a lot of time, effort and stress. We know which lenders are likely to accept your application and can speed up the process by dealing with the paperwork.
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households which rent
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As a mortgage is secured against your home or property, it could be repossessed if you do not keep up mortgage repayments. Think carefully before securing other debts against your home. Equity released from your home will be secured against it. Your home may be repossessed if you do not keep up repayments.
First-time buyer mortgages
Buying your first home is exciting but it can be a little bit daunting.
Our mortgage advisers can calculate exactly how much you can borrow and what that would cost, while explaining the whole purchasing process. There are a range of options available to support first-time buyers, we can search the market to find the best solution for you.
Re-mortgaging your property
There are many reasons why you may consider re-mortgaging, such as raising money or simply improving the rate you are paying.
We take the hassle out of searching for a new lender and comparing different mortgage terms. Our mortgage advisers can guide you through the process and help you find the best deals for your circumstances.
Buy-to-let mortgages
Whether you are completing your first buy-to-let purchase, or well on the way to building a sizable portfolio, you’ll want to know you’re getting the best mortgage.
When you’re trying to make a profit every penny count’s, we can offer specialist buy-to-let mortgage expertise and can help you find the best deals. We can also help you consider this investment as part of your wider financial plan.
Later life mortgages
You can make your property work for you in later life, by freeing up equity, without having to move.
Our mortgage advisers can advise you if you are eligible and let you know how much you may be able to release. A lifetime mortgage could also work if you’re over 55 years of age.
Meet the mortgage advice team
Our specialist mortgage team would be delighted to help you find the right mortgage deal for you.
We will complete and the submit the mortgage documentation for you and then liaise with lenders, solicitors, agents up to exchange and then completion. The vast majority of our business comes from our existing clients who refer their family and friends simply because of the excellent service and experience they have had with us.
Attention to detail and mortgage market experience is what differentiates our team different from the rest.
10 steps to buying a property
Our mortgage advice charges
Mortgage Advice
There is a huge number of mortgage types to choose from, here’s an overview of some of the options.
Flexible mortgages
Offering the facility for both over and underpayments built into the loan.
Equity release mortgages
Releasing money from the property you live in without having to make monthly repayments.
Home reversion schemes
Selling a percentage of a property to a reversion company for a fixed amount.
Bridging and development finance
Short term lending to bridge the gap and loans for short term development or refurbishment.
Why not give us a call or use the form below to see how we can help you make the most of your hard-earned money?
Your first meeting with our financial experts is completely free of charge.