As part of our Planning for Retirement service our independent financial advisers can check your current pensions and savings plans to ensure your later life plan is in good shape. Sometimes thinking about retirement can be quite a daunting prospect, but we can provide you with advice that is tailored to your individual needs. We can also ensure you are getting the best returns on your hard-earned savings.
Planning for retirement
Making sure you are on track to have the income you need for retirement. Helping you maintain your lifestyle, so you can do all the things you want in the future.
Are you on track for retirement?
Have you got your finances sorted for retirement and are you on track to have the income you need to do all the things you want?
Are you considering retiring?
As you move towards winding down your working life, you may need to get a full picture of your potential income.
People often have a collection of different pension pots from different employers and it might make more financial sense to consolidate them. Maybe you’ve got lots of other investments in lots of different places and they need to be brought together. Our financial experts can advise you on the best plan, to get the best income for you.
Are you maybe asset rich but cash poor?
Many people approaching retirement find themselves asset rich but cash poor, with lots of money tied up in their property or businesses.
We can advise you on how to free up money by downsizing or taking advantage of equity release schemes.
How our advice service works
01.
Contacting us
Call us on 01273 774855 or click here to set up a free initial meeting with one of our financial advisers or mortgage and equity release advisers, either in person, over the phone or online whatever works for you.
02.
Getting to know you
One of our financial experts will meet you to chat confidentially about your current financial situation and future goals, they will also explain our services and charges. You are under no obligation to use our services and no costs will have been incurred. It’s simply an opportunity to meet each other and for you to decide if you think we are the right Independent Financial Advisor for you. We will give you a summary of our findings and the suggested next steps we recommend to achieve your financial goals.
03.
Presenting your plan
Our adviser will talk you through our recommendations which lay out your best financial options, based on your current requirements and future goals. We will design an investment strategy that is in line with your attitudes to investment risk, capacity for potential loss and personal timeframes. Essentially, it’s a road map for achieving your desired financial goals. If you are happy to proceed then we can complete the documentation.
04.
Ongoing review
Financial planning is an on-going and dynamic process and it’s unlikely that your financial circumstances will remain the same throughout your life. Periodically reviewing your plan will highlight any issues and where appropriate we can make any alterations that are needed. We believe this is key to helping you achieve your longer-term goals. We offer a range of management options and so will agree with you the method and regularity of any future contact.
Choose how to access our advice
Making it simple for you to get in touch!