Pensions v ISAs: Tax relief makes a huge difference to your calculations
Weighing up pensions v ISAs: Tax relief is an essential part of the calculations and could mean your savings go…
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Chartered Financial Planner | Blog Archive | Biography
1 in 40 homes is now worth more than £1 million and it could affect Inheritance Tax liability
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
3.3 million pre-retirees have started a phased retirement. Here’s what you need to know about managing your finances
Around a third of workers nearing retirement are choosing to phase into their next chapter, rather than quit work completely.…
Before you increase pension withdrawals as the cost of living rises, here’s what you need to consider
As the cost of living rises, you may want to increase the income you take from your pension. Before you…
Trustees, here is what you need to know about the Trust Registration Service deadline
Many UK trusts and some non-UK trusts need to be registered with the Trust Registration Service by 1 September 2022.…
Why it pays to use your 2022/23 ISA allowance right now
While you may be tempted to leave using your annual ISA allowance until the end of the tax year, using…
Pension drawdown: Are you taking a sustainable income?
Research suggests that some retirees are taking unsustainable sums from their pensions. It could mean they run out of money…
The pension gap: Life expectancy means women need to save more for retirement
Women need to save an extra £185,000 in their pension to close the gender gap and ensure they have enough…
Good Money Week: The beginner’s guide to “ethical” money
Good Money Week is approaching and aims to raise awareness of ethical finances. Find out what that means and the…
The gender pay gap: How it goes beyond salaries and affects retirement
While steps have been taken to close the gender pay gap, it’s still having a huge impact on pension and…
What you need to know if you’re a Power of Attorney
If you’ve been named as a Power of Attorney, it can be daunting. Find out what you need to know…
Job market changes present retirement challenges for young workers
While young workers are thinking about pensions and retirement, changes to employment trends mean they’re likely to face different challenges.…
10 practical financial spring cleaning tips to boost your savings
The days are getting longer and it’s the perfect time to review your finances to make sure everything is on…
Have you prepared emotionally for retirement?
When approaching retirement, it’s common to organise your pension and other financial areas. But it’s just as important to consider…
Underestimating the amount you need in retirement: How a mid-life check can help
Two-thirds of those aged 50 to 65 are under saving for retirement. Reviewing your pensions while still working can help…
Giving to charity: How it can be tax-efficient too
Giving to charity may be part of your financial plan now or in the future. Donations can provide tax benefits…
3 financial lessons to teach young adults before they go to university
Young adults planning to head to university this year have faced more challenges than usual thanks to Covid-19. Yet, come…
5 financial podcasts to download this summer
There are thousands of podcasts to choose from, covering almost every topic imaginable. If you want to brush up on…
Dividends and coronavirus: Will your income be affected?
As companies announce they’re suspending or reducing dividend payments, you may be worried about what it means for you. Find…
Is now the time to invest?
With stock markets falling, is now the ‘right’ time to invest? It may seem like a straightforward question, but your…
Have you thought about your financial well-being recently?
We all try to take care of our emotional and physical well-being, but have you given the same consideration to…
What price our tax reliefs? Some of them may be in the next Chancellor’s firing line
Have you ever pondered the overall cost of the tax reliefs which you enjoy when you look at your annual…
Balancing the school fees equation
School fees are rising faster than the rate of inflation, creating financial challenges for parents who want to educate their…
Pensions and divorce – not just about the split
When it comes to dividing up assets on divorce, pension rights can turn out to be one of the most…