How to calculate the maximum you could afford to borrow through a mortgage
If you’re searching for a new home, understanding your budget is essential. If you’ll be taking out a mortgage, that…
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Principal Mortgage & Equity Release Adviser | Blog Archive | Biography
How would soaring property prices affect a 2024 Monopoly board?
Classic real estate board game Monopoly hit shelves in 1935. The game was loosely based on property prices at the…
5 interesting figures that prove financial protection could provide a valuable safety net
It’s a common misconception that financial protection doesn’t pay out when you need to make a claim. Yet, the statistics…
Inheritance Tax: The basics you need to know about the “death tax”
Inheritance Tax could reduce the wealth you leave for your family when you pass away. Around 4% of estates are…
More than half of homeowners don’t have enough life insurance to protect them
More than half of homeowners don’t have an adequate amount of life insurance cover in place should the worst happen.…
Could downsizing help fund your retirement?
Research suggests retirees who downsize could benefit from an average £1,218 a month boost to their income. However, before you…
Britain’s housing dubbed “worst value for money” of any advanced economy
A think tank has said Britain’s houses are smaller, less efficient, and cost more than other advanced economies. As house…
Mortgage holders could benefit from rising property prices as an average sale made £74,000 in 2023
Home movers made, on average, £74,000 in 2023. You don’t have to wait until you move to benefit from rising…
3 savvy tips that could help you pay off your mortgage sooner
Figures suggest more homeowners own their property outright when compared to 30 years ago. If you’re still paying off your…
1.5 million households could see their mortgage repayments soar when their deal ends in 2024
1.5 million homeowners are expected to face higher mortgage repayments when their fixed-rate deal comes to an end this year.…
All the winners and losers from the 2024 Spring Budget
If you want to know how the 2024 Spring Budget affects you, here are all the winners and losers from…
Your Spring Budget update – the key news from the chancellor’s statement
The chancellor has delivered the government’s Spring Budget. Here’s a useful summary of the key measures Jeremy Hunt announced in…
Landlords: Could using a limited company reduce your tax bill?
More landlords are using limited companies to reduce their tax liability. It could be a useful way to boost your…
Mortgage availability is rising. Here’s what to consider when narrowing down your options
There were more mortgage options available in January 2024 than at any time since 2008. More choice could be good…
Why taking out life insurance alongside your mortgage could provide peace of mind
A survey has revealed that almost half of people aged between 18 and 40 don’t have life insurance. Overlooking financial…
4 insightful property market predictions for 2024
By the end of 2024, the Bank of England expects to start lowering its base interest rate, which will affect…
How to negotiate a better deal if you’re buying during a property downturn
A lack of demand has led to some property sellers reducing asking prices to generate interest. So, if you’re looking…
How to prepare if you’ll be applying for a mortgage in 2024
Those applying for a mortgage in 2024 could face some key challenges as interest rates are higher than they have…
Why an offset mortgage could cut your mortgage repayments and provide flexibility
Offset mortgages account for just 7% of mortgages. Yet, they could provide a way to use your savings to reduce…
Falling affordability means first-time buyers are increasingly relying on family support
The Bank of Family is predicted to give more than £8.1 billion in 2023 to help fund property purchases. While…
5 practical steps first-time buyers can take to make putting in an offer smoother
If you’re a first-time buyer, there are some steps you can take before you put an offer in to make…
Half of mortgage borrowers stick with their lender, but it could mean paying more interest
When your current mortgage deal ends, a “product transfer” may seem like an attractive option. However, staying with your existing…
The Bank of England warns mortgage repayments could jump by £500 for 1 million households
The Bank of England predicts millions of households will see their mortgage repayments soar by the end of 2026. If…
Soaring interest rates are driving more people to consider interest-only mortgages
Data suggests more homeowners are considering an interest-only mortgage to reduce their costs. While it could improve your short-term budget,…