Don’t overlook trusts, they could be a useful way to pass on wealth
A survey suggests many families could be overlooking the value trusts could add to their estate plan. Find out why…
Read more
Dividends and coronavirus: Will your income be affected?
As companies announce they’re suspending or reducing dividend payments, you may be worried about what it means for you. Find…
Is now the time to invest?
With stock markets falling, is now the ‘right’ time to invest? It may seem like a straightforward question, but your…
Have you thought about your financial well-being recently?
We all try to take care of our emotional and physical well-being, but have you given the same consideration to…
Pembroke Financial Services Winter 2019/2020 Newsletter – Money Wise
What’s next? …into the new decade. 2019 was quite a year. In the final few months of the year the…
The search for yields gets harder
In September the Bank of England held off from following the Federal Reserve (the Fed) and the European Central Bank…
Holding your nerve in volatile times – Autumn Newsletter
Welcome to your Autumn 2019 newsletter. We hope you enjoy reading it. It’s almost impossible these days not to think…
Who are the top 1% of income tax payers?
The top 1% of income tax payers account for 27% of all the UK’s income tax collected, but who are…
A bumpy ride for August on the stock markets
August was a rollercoaster month for international markets with interest rates, trade wars and Brexit contributing to a bumpy ride.…
ISAs – Happy 20th birthday!!
ISAs celebrate their 20th birthday this April. If you haven’t reviewed yours in a while, this a good opportunity to…
China emerges on to the investment stage
Chinese investment markets set to become increasingly important part of investment portfolios as share of Emerging Markets Index likely to…
The world’s share markets mostly saw falls in 2018
2018 was a much more volatile year than its predecessor for investors as Brexit and Trump worried the markets. 2018…
The FCA advises caution with crypto-currencies
The Financial Conduct Authority (FCA) is warning consumers about investment scams that purport to invest in crypto-currencies. The watchdog has…
Shake up your New Year’s resolutions
New year, new resolutions to break? Try our four financial resolutions with long term benefits. Have your New Year resolutions…
Cash ISAs fall out of favour as inflation outstrips interest rates
The popularity of Cash ISAs is continuing to wane according to new statistics from HMRC. With inflation persistently above interest…
Global stock markets are showing very mixed results in 2018.
Is your investment plan making the most of the opportunities out there? Ryan Marshall, Investment specialist and Independent Financial Adviser…
Interest rates start to creep up after nine years – more to come?
The Bank of England increased the base interest rate in August to 0.75% – the second increase in 12 months.…
NS&I put the brakes on investments for their Growth and Income bonds
National Savings & Investments (NS&I) has introduced limits on its offerings for wealthier savers. In mid-June NS&I announced a revision…
Pembroke Financial Services – Winter 2017 Newsletter
Welcome to your Winter 2017 newsletter. We hope you enjoy reading it. It’s been quite a year. Two Budgets and…
Will current inflation levels really boost state pension income?
State pensions will rise by 3% next April, but it’s not all strictly good news. The BBC website, covering the…
Financial advice leaves people £40k better off
A new report has found that people who receive financial advice are on average £40,000 better off than those who…
The importance of diversifying your investments
We have seen how unexpected events can impact on investment markets – last year with Brexit and Trump and this…
Pembroke Financial – Spring 2017 Newsletter
Welcome to the first newsletter of 2017. There were a number of developments at the end of last year which…
Our Winter 2016 Newsletter
It’s been a busy and fraught summer, both before and after the EU referendum on 23 June. With a changeover…