Investment market update: May 2024
The UK Conservative government called a general election in May after positive GDP and inflation figures were released. The uncertainty…
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Senior Financial Planner | Blog Archive | Biography
5 practical tips that could help you set realistic financial goals
Being realistic when setting out financial goals can be difficult. Your goals might be decades away and factors outside of…
Business owners: Is your firm protected against the loss of a key person?
A quarter of small businesses would close immediately if they lost a key person. Appropriate protection is something firms are…
Received an inheritance? Here’s why you should consider boosting your pension
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
Soaring inflation drives up retirement costs by almost 20% in just a year
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
How to deal with political uncertainty when making financial decisions
Discover what happened to affect investment markets in September. From the emergency budget in the UK to growing recession worries…
ESG investing faces “greenwashing” criticism, but it could be a good thing for the sector
ESG investments are facing criticism over “greenwashing”. While it could harm perceptions, it could also give the sector a push…
Half of workers would choose a “green” pension and it could lead to ESG investments soaring
21 million people would consider moving their pension to a “green” fund if it was an option offered by their…
The majority of divorcees are overlooking pensions and it could leave them financially vulnerable
The law changed in 2000 to allow pensions to be split during a divorce or dissolution. Yet, just 1 in…
Generation X is looking forward to life’s small pleasures in retirement, but are in the dark about the cost
Research finds that Generation X is looking forward to life’s small pleasures in retirement, like socialising with family and friends…
Market shocks present reasons not to invest but you could miss out
Greater access to the news means it often seems like there’s a reason not to invest. But over the long…
How inflation can reduce your pension and what you can do about it
One overlooked retirement risk is inflation. Without careful planning, inflation can mean your retirement savings don’t go as far in…
Capital Gains Tax review: 2 things that could change
The government is currently reviewing Capital Gains Tax. It could mean that the allowances or tax bands change, potentially affecting…
Pension gap: How can women improve their security in retirement?
Women are retiring with £100,000 less in their pensions on average when compared to men despite progress. However, there are…
The pension basics everyone needs to know
Research has found seven in ten people don’t fully understand how their pension works. We explain the basics that you…
How a will can help you reduce Inheritance Tax
A will is an essential part of your estate plan and it could help reduce the amount of Inheritance Tax…
Retirement planning as a couple: Balancing different goals
Planning for retirement should be an exciting time in your life. You’re able to give up work and focus on…
The new tax planning year dawns (just in case you hadn’t noticed)
The new tax year is now a week or so old and, whilst we appreciate that this may not be…
ISAs – Happy 20th birthday!!
ISAs celebrate their 20th birthday this April. If you haven’t reviewed yours in a while, this a good opportunity to…
Interest rates start to creep up after nine years – more to come?
The Bank of England increased the base interest rate in August to 0.75% – the second increase in 12 months.…
Pembroke Financial Services – Winter 2017 Newsletter
Welcome to your Winter 2017 newsletter. We hope you enjoy reading it. It’s been quite a year. Two Budgets and…
Pembroke Financial – Spring 2017 Newsletter
Welcome to the first newsletter of 2017. There were a number of developments at the end of last year which…
Does a pension beat property?
Does pension beat property? “Residential property beats pensions as an investment for retirement planning” says the Bank of England’s Chief…
The Pension Regulator’s inbox gets fuller on Auto-Enrolment penalties.
The Pension Regulator’s inbox gets fuller on Auto Enrolment penalties. It is not only BHS which is keeping the Pensions…