The importance of managing your pension withdrawals to protect your retirement lifestyle
Retirement is not a finish line. It’s the start of a new phase of financial planning, one that can last…
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Why business owners may want to consider a pension alongside their exit strategy
When you’re building a business, you might have little time to think about other aspects of your long-term finances. However,…
How much should you contribute to your pension?
A third of people don’t know how much they need to contribute to their pensions every year to create a…
Is the default pension fund right for you
How your pension is invested will affect the value of it and the income it will provide you later in…
Phasing into retirement: The emotional and financial benefits
Phasing into retirement could offer emotional benefits by helping you retain your sense of purpose and social connections. In addition,…
The potential perils of accessing your pension at 55
Usually, you can access your pension when you turn 55. While you might be tempted to withdraw some money to…
Business owners: 5 reasons you could benefit from saving into a pension
Around half of business owners aren’t regularly contributing to a pension. While you might plan to use your business to…
Could “lifestyle creep” affect your retirement plans?
When your income rises, it’s easy for your expenses to creep up too. While indulging in some luxuries is a…
Here’s what you need to know about the “Magnificent Seven” stocks that are driving the market
The S&P 500 index reached a new high in January, and it was driven by just seven technology stocks dubbed…
Are you risking a pension shortfall by overlooking longevity?
Two-thirds of people haven’t considered how long they’ll spend in retirement, and it could mean they face a financial shortfall.…
Retirement planning: The 3 main ways you could access your pension
Last month, you read about the importance of setting retirement goals. Your pension will often play a fundamental role in…
Should you take your pension tax-free lump sum to kickstart retirement?
Did you know you could withdraw a lump sum from your pension without paying Income Tax? This could provide the…
5 fantastic reasons to contribute to your child’s pension
Have you considered contributing to your child’s pension? It could be an excellent way to improve their financial security.
Received an inheritance? Here’s why you should consider boosting your pension
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
4 essential Budget announcements that could boost your pension
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
4 valuable ways a financial planner can help you tackle “overwhelming” pension information
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
Explained: How pension tax relief works and boosts your retirement savings
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
3.3 million pre-retirees have started a phased retirement. Here’s what you need to know about managing your finances
Around a third of workers nearing retirement are choosing to phase into their next chapter, rather than quit work completely.…
61% of Brits feel stressed about later-life planning. Here are 5 things you can do to boost your confidence
More than half of Brits are worried about how they’ll cope financially in retirement. While managing your later-life finances can…
1 in 3 savers worry they’ve “lost” a pension. Here’s how to track them down
It’s easier than you might think to lose track of pensions, especially if you move job or house. It could…
5 important things to check this Pension Awareness Day.
If you’re guilty of ignoring your pension, a review ahead of Pension Awareness Day on 15 September can help make…
1 in 10 accessing their pension do so to pay off debt. Here’s what you need to consider
Data suggests that some people are accessing their pension tax-free cash to pay off debt. While this can be useful,…
4 valuable pension lessons younger generations can learn from the regrets of the over-50s
A survey of over-50s has highlighted that many wish they’d started a pension earlier and saved more. Younger generations can…
Half of workers would choose a “green” pension and it could lead to ESG investments soaring
21 million people would consider moving their pension to a “green” fund if it was an option offered by their…