4 valuable pension lessons younger generations can learn from the regrets of the over-50s
A survey of over-50s has highlighted that many wish they’d started a pension earlier and saved more. Younger generations can learn from…
The thinking behind the money...
A survey of over-50s has highlighted that many wish they’d started a pension earlier and saved more. Younger generations can learn from…
21 million people would consider moving their pension to a “green” fund if it was an option offered by their scheme. With…
If you have pensions from the 1990s or 2000s, the fees you’re paying could be delivering “poor value for money”, research suggests.…
Research suggests that some retirees are taking unsustainable sums from their pensions. It could mean they run out of money in retirement,…
Equity release is becoming a popular way for people to fund their later years, and it could give your finances a significant…
Women need to save an extra £185,000 in their pension to close the gender gap and ensure they have enough for their…
A new survey has highlighted some of the biggest challenges that those planning their retirement could face. Understanding these obstacles now can…
Research finds that Generation X is looking forward to life’s small pleasures in retirement, like socialising with family and friends more. To…
Auto-enrolment and regular job switching mean the average worker will have multiple pensions. Consolidation could make it easier to manage your retirement…
The age you can access defined contribution pensions is rising from 2028, which could affect your retirement plans.
A sustainable pension could prove to be an environmentally friendly alternative to your standard pension. Read about whether an ESG pension is…
House prices have soared and could mean that you’re nearing the Inheritance Tax threshold. Taking a proactive approach can help you reduce…
I absolutely recommend their approach and service
I am very happy with the service that I have received from Pembroke Financial Services on the transfer of my pension from a final salary scheme to a personal pension. I found that Frances was knowledgeable, thorough, and a very clear communicator eliminating jargon. The Pembroke process that was followed including support systems with risk and cash flow analysis allowed a rigorous fact based recommendation about what I needed to do. I absolutely recommend their approach and service.
Worth every penny. I will be back next time I need to change mortgage.
Very pleased with Pembroke, Paul in particular was incredibly helpful over a couple of in-person meetings and then numerous emails to select a mortgage and get the application completed. My previous experience of other brokers was not great, they were pushy and tried to sell me overpriced insurance on top. But Pembroke were not like that. I had many questions about various things (interest-only, retirement mortgages, risk etc) and Paul listened to what I was trying to achieve long-term and advised me on what’s feasible and what to avoid for now. He and Julie found us a good deal for our initial remortgage, navigating a bunch of issues with different lender’s requirements. I’m pleased I went with a broker, to guide me through this – worth every penny. I will be back next time I need to change mortgage.
Thank you for your prompt attention, and excellent service
Thanks for the update on our investments. We are very pleased as usual, please pass our thanks to the other Keith too. Given the current climate, we feel very lucky! Many thanks for your prompt attention, and excellent service!
Pembroke Financial Services Limited is Authorised and Regulated by the Financial Conduct Authority. We are entered in the Financial Services Register under number 228341, www.fca.org.uk. Registered and Incorporated in England & Wales at Atlas Chambers, 33 West Street, Brighton, BN1 2RE under number 2518721.The FCA does not regulate National Savings, or some forms of Mortgage, Tax Planning, Offshore Investments or School Fees Planning. The information contained within this site is subject to the UK regulation regime and is therefore targeted at consumers based in the UK only.