Could “lifestyle creep” affect your retirement plans?
When your income rises, it’s easy for your expenses to creep up too. While indulging in some luxuries is a…
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Here’s what you need to know about the “Magnificent Seven” stocks that are driving the market
The S&P 500 index reached a new high in January, and it was driven by just seven technology stocks dubbed…
Are you risking a pension shortfall by overlooking longevity?
Two-thirds of people haven’t considered how long they’ll spend in retirement, and it could mean they face a financial shortfall.…
Retirement planning: The 3 main ways you could access your pension
Last month, you read about the importance of setting retirement goals. Your pension will often play a fundamental role in…
Should you take your pension tax-free lump sum to kickstart retirement?
Did you know you could withdraw a lump sum from your pension without paying Income Tax? This could provide the…
5 fantastic reasons to contribute to your child’s pension
Have you considered contributing to your child’s pension? It could be an excellent way to improve their financial security.
Received an inheritance? Here’s why you should consider boosting your pension
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
4 essential Budget announcements that could boost your pension
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
4 valuable ways a financial planner can help you tackle “overwhelming” pension information
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
Explained: How pension tax relief works and boosts your retirement savings
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
3.3 million pre-retirees have started a phased retirement. Here’s what you need to know about managing your finances
Around a third of workers nearing retirement are choosing to phase into their next chapter, rather than quit work completely.…
61% of Brits feel stressed about later-life planning. Here are 5 things you can do to boost your confidence
More than half of Brits are worried about how they’ll cope financially in retirement. While managing your later-life finances can…
1 in 3 savers worry they’ve “lost” a pension. Here’s how to track them down
It’s easier than you might think to lose track of pensions, especially if you move job or house. It could…
5 important things to check this Pension Awareness Day.
If you’re guilty of ignoring your pension, a review ahead of Pension Awareness Day on 15 September can help make…
1 in 10 accessing their pension do so to pay off debt. Here’s what you need to consider
Data suggests that some people are accessing their pension tax-free cash to pay off debt. While this can be useful,…
4 valuable pension lessons younger generations can learn from the regrets of the over-50s
A survey of over-50s has highlighted that many wish they’d started a pension earlier and saved more. Younger generations can…
Half of workers would choose a “green” pension and it could lead to ESG investments soaring
21 million people would consider moving their pension to a “green” fund if it was an option offered by their…
Your older pensions could be delivering “poor value for money”, and it could cost you thousands of pounds
If you have pensions from the 1990s or 2000s, the fees you’re paying could be delivering “poor value for money”,…
Pension drawdown: Are you taking a sustainable income?
Research suggests that some retirees are taking unsustainable sums from their pensions. It could mean they run out of money…
Why do people use equity release, and is it an option you should consider?
Equity release is becoming a popular way for people to fund their later years, and it could give your finances…
The pension gap: Life expectancy means women need to save more for retirement
Women need to save an extra £185,000 in their pension to close the gender gap and ensure they have enough…
5 retirement challenges you could face and what to do about them
A new survey has highlighted some of the biggest challenges that those planning their retirement could face. Understanding these obstacles…
Generation X is looking forward to life’s small pleasures in retirement, but are in the dark about the cost
Research finds that Generation X is looking forward to life’s small pleasures in retirement, like socialising with family and friends…
Consolidation: Why it could help you beat the challenge of keeping track of pensions
Auto-enrolment and regular job switching mean the average worker will have multiple pensions. Consolidation could make it easier to manage…