The new ISA variant, the Lifetime ISA (LISA) arrives on 6 April.
The new ISA variant, the Lifetime ISA (LISA) arrives on 6 April. One of the final surprises produced by George…
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More protection for your savings
More protection for your savings. Your savings up to £85,000 will now be safe should a bank or building society…
Trump’s in charge. What will this mean for investments?
The arrival of Donald Trump marks a change of direction for the US government from the near status quo that…
The FSCS limit may increase at the end of January so it could be time for a review
It looks likely that the deposit protection limit will rise at the end of January. At the start of 2016,…
LISA, Lifetime ISA, reappears after a summer redesign
LISA reappears after a summer redesign. The Lifetime ISA – LISA – is back in the spotlight, after it disappeared…
Does a pension beat property?
Does pension beat property? “Residential property beats pensions as an investment for retirement planning” says the Bank of England’s Chief…
A 3rd quarter investment lesson
A 3rd quarter investment lesson. Short term stock market movements are hard to predict and the 3rd quarter of 2016…
Is it time to review your cash ISA holdings?
New statistics from HMRC show that cash is still a popular ISA investment, despite ultra-low interest rates. In early summer…
The third quarter of 2016 was not the meltdown it threatened to be after the referendum.
The final days of the second quarter of 2016 were dominated by the fall-out from the outcome of the referendum…
The post-Brexit decline in the pounds value hasn’t been all doom and gloom for investors.
“The Brexit vote has completely changed the picture for dividends this year and beyond.” So said Capita, one of the…
Savings rates have fallen which is a wake-up call if you have money in closed accounts.
The Bank of England may have finally ended speculation and dropped the interest rate from 0.5% to a new low…
Post-Brexit UK is a volatile place for savings and investments
The first half of 2016 has been marked by volatility – especially in the final week. June, or to be…
National Savings is both reducing and increasing interest rates
The ups and downs of National Savings. National Savings is both reducing and increasing interest rates. But its real rate…
What are Pembroke’s plans for 2016 to protect your Investments
What are Pembroke’s plans for 2016 to protect your investments from volatile financial markets. Investment markets had a tough year…
Buy-to-Let and second homes hit by SDLT increase from April 2016
Buy-to-let hit again. The last Autumn Statement marked another future tax increase for buy-to-let. “Frankly, people buying a home to…
What is the Safest Way to Save for Retirement?
And the winner for retirement savings is… The Office for National Statistics (ONS) has been looking at attitudes to private…
Different inflation measures tell different stories
The latest inflation figures showed virtually zero inflation and nothing to worry about…or did they? The July Consumer Prices Index…
Next Year’s Dividend Tax Changes Come Into Sharper Focus
The Summer Budget announcement of a change to the rules on dividend taxation from next April caused many furrowed brows.…
The trouble with averages in Personal Finance
Knowing what the average is may not be as helpful as you think. One of the facts which often appear…
Deposit protection to fall
The compensation for lost deposits is to be cut by £10,000. On the first Friday in July, a few days…
Deflation arrives
The official rate of inflation fell below zero in April: prices are now dropping year on year. The April reading…
A Budget is not a Finance Act
Not all the contents of the March Budget reached the statue book. Democratic scrutiny is not always what it seems.…
A new personal savings allowance will come into existence in April 2016
“Today I introduce a new Personal Savings Allowance that will take 95% of taxpayers out of savings tax altogether”. So…
0.5% base rates remain, effect on your savings?
Pembroke’s Analysis of Interest Rates and its effects on your savings and investments – March 2015 When base rate fell…