The potential perils of accessing your pension at 55
Usually, you can access your pension when you turn 55. While you might be tempted to withdraw some money to…
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Could “lifestyle creep” affect your retirement plans?
When your income rises, it’s easy for your expenses to creep up too. While indulging in some luxuries is a…
Could downsizing help fund your retirement?
Research suggests retirees who downsize could benefit from an average £1,218 a month boost to their income. However, before you…
3 practical ways you could reduce your tax bill in retirement
As the Personal Allowance is frozen, more retirees are finding they’re liable for Income Tax. If you’re retired, there could…
Running out of money tops retirement concerns, but financial planning could bring peace of mind
A survey of financial advisers has revealed that running out of money is one of the biggest retirement fears. Seeking…
Here’s what you need to know about the “Magnificent Seven” stocks that are driving the market
The S&P 500 index reached a new high in January, and it was driven by just seven technology stocks dubbed…
Are you risking a pension shortfall by overlooking longevity?
Two-thirds of people haven’t considered how long they’ll spend in retirement, and it could mean they face a financial shortfall.…
Should you take your pension tax-free lump sum to kickstart retirement?
Did you know you could withdraw a lump sum from your pension without paying Income Tax? This could provide the…
5 fantastic reasons to contribute to your child’s pension
Have you considered contributing to your child’s pension? It could be an excellent way to improve their financial security.
3.3 million pre-retirees have started a phased retirement. Here’s what you need to know about managing your finances
Around a third of workers nearing retirement are choosing to phase into their next chapter, rather than quit work completely.…
61% of Brits feel stressed about later-life planning. Here are 5 things you can do to boost your confidence
More than half of Brits are worried about how they’ll cope financially in retirement. While managing your later-life finances can…
Before you increase pension withdrawals as the cost of living rises, here’s what you need to consider
As the cost of living rises, you may want to increase the income you take from your pension. Before you…
The majority of divorcees are overlooking pensions and it could leave them financially vulnerable
The law changed in 2000 to allow pensions to be split during a divorce or dissolution. Yet, just 1 in…
Generation X is looking forward to life’s small pleasures in retirement, but are in the dark about the cost
Research finds that Generation X is looking forward to life’s small pleasures in retirement, like socialising with family and friends…
Consolidation: Why it could help you beat the challenge of keeping track of pensions
Auto-enrolment and regular job switching mean the average worker will have multiple pensions. Consolidation could make it easier to manage…
Retiring in 2021? Planning is key as two-thirds risk depleting their pension savings
Research suggests that two-thirds of retirees risk running out of money. As well as understanding what income your pension will…
5 reasons why Generation X need to engage with their pension to achieve security in retirement
While retirement may be some way off for Generation X, changes to pensions, lifestyle and the State Pension means they…
How inflation can reduce your pension and what you can do about it
One overlooked retirement risk is inflation. Without careful planning, inflation can mean your retirement savings don’t go as far in…
What to do if you have multiple small pension pots
Research shows there are millions of small pension pots. It can make it difficult to keep track of retirement savings,…
Retirement planning as a couple: Balancing different goals
Planning for retirement should be an exciting time in your life. You’re able to give up work and focus on…
Accessing your pension: Annuity vs Flexi-Access Drawdown
Should you choose a guaranteed income in retirement or an option that provides flexibility? Considering five questions can help you…
3 Pembroke Financial IFAs carry the Gold Standard for Pensions
Chartered Financial Planners, Frances Boiling and Guy Ovenden and new Adviser, David Brunning, of Pembroke Financial Services Ltd, one of…
Imminent Retirement Planning in 2020 – Brighton IFA’s 7 step plan
If you’re retiring this year, congratulations! Jim Rixon, Independent Financial Adviser at Pembroke Financial Services, who offer expert pensions advice…
What does the Covid-19 pandemic mean for my pension and retirement?
As the coronavirus pandemic continues to dominate world headlines, here’s what it might mean for your pension and retirement plans.…