Half of mortgage borrowers stick with their lender, but it could mean paying more interest
When your current mortgage deal ends, a “product transfer” may seem like an attractive option. However, staying with your existing…
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The Bank of England warns mortgage repayments could jump by £500 for 1 million households
The Bank of England predicts millions of households will see their mortgage repayments soar by the end of 2026. If…
Soaring interest rates are driving more people to consider interest-only mortgages
Data suggests more homeowners are considering an interest-only mortgage to reduce their costs. While it could improve your short-term budget,…
Here’s what mortgage lenders consider when carrying out affordability tests
Understanding what is considered during an affordability tests could put your mind at ease and highlight issues you may be…
Organisation could help you save money if you need to remortgage this year
If you need to remortgage, it’s a process that could take up to 3 months. Being organised could mean you…
1 in 5 first-time buyers are choosing a longer mortgage term to balance costs
More first-time buyers are choosing mortgages that last for 35 years or more. This option could lead to buyers paying…
As interest rates soar, should you remortgage your home in 2023?
1.4 million fixed-rate mortgage deals will end in 2023. If yours is one of them, find out if you should…
100% mortgages return to the market. Are they a solution for first-time buyers?
No-deposit 100% mortgages are now available. While they present a solution for first-time buyers there are drawbacks to consider first.
Your mortgage could have a negative effect on your mental health. Here’s why, and what you could do about it.
Concern about paying a mortgage during the cost of living crisis and it is affecting mental health. A mortgage broker…
Self-employed? Read these 6 useful tips before applying for a mortgage
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
If your mortgage repayments have increased, you should review your financial protection
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
Mortgage repayments are costing first-time buyers 39% of their take-home pay
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
3 useful ways a mortgage broker can help you navigate a market that changes quickly
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
Millions of fixed-rate mortgages are ending. Discover 6 practical steps you can take now
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
5 fantastic reasons to work with a mortgage broker
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
Why you need to consider your retirement plans if you choose a longer mortgage
Research suggests that the number of people taking out a longer mortgage in their 40s is rising. While it could…
4 key factors that could affect your mortgage interest rate
Interest rates are rising, and it may affect your mortgage repayments. While the Bank of England increasing its base rate…
Almost half of homeowners are worried about rising mortgage bills. Here’s what you can do
Discover what happened to affect investment markets in September. From the emergency budget in the UK to growing recession worries…
What proposed ultra-long mortgages would mean for your repayments
A government proposal suggests introducing 50-year mortgages to help first-time buyers step onto the property ladder. While it could make…
Mortgage lenders are told they can scrap affordability rules. Here’s why it’s still important to assess your budget
The Bank of England’s (BoE) decision to scrap some affordability tests for people taking out a mortgage could mean you’re…
Average standard variable rate reaches a 13-year high. Is it time you looked for a new mortgage deal?
If a previous mortgage deal has ended and you’ve not taken out a new one, you could be paying a…
Do you have a poor credit score? It doesn’t mean home ownership is out of reach
A poor credit score can make buying a home more difficult, but it doesn’t automatically mean you’ll be rejected when…
8 useful questions to ask when you’re viewing a property
When you’re looking for a new home, viewing properties can be overwhelming and you may forget to ask important questions.…
The 3 different types of mortgages and what they mean for your interest rate
If you’re looking for a new mortgage, you need to understand the difference between the three main types. It could…