How to calculate the maximum you could afford to borrow through a mortgage
If you’re searching for a new home, understanding your budget is essential. If you’ll be taking out a mortgage, that…
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Interest rates are predicted to fall to 3% next year and could slash mortgage repayments
As inflation eases, experts are predicting that interest rates will fall over the next 12 months and reach 3% by…
How would soaring property prices affect a 2024 Monopoly board?
Classic real estate board game Monopoly hit shelves in 1935. The game was loosely based on property prices at the…
What does a Labour government mean for the property market?
The Labour Party made some key pledges that could affect the property market, including a commitment to build more homes…
Britain’s housing dubbed “worst value for money” of any advanced economy
A think tank has said Britain’s houses are smaller, less efficient, and cost more than other advanced economies. As house…
Mortgage holders could benefit from rising property prices as an average sale made £74,000 in 2023
Home movers made, on average, £74,000 in 2023. You don’t have to wait until you move to benefit from rising…
3 savvy tips that could help you pay off your mortgage sooner
Figures suggest more homeowners own their property outright when compared to 30 years ago. If you’re still paying off your…
1.5 million households could see their mortgage repayments soar when their deal ends in 2024
1.5 million homeowners are expected to face higher mortgage repayments when their fixed-rate deal comes to an end this year.…
Mortgage availability is rising. Here’s what to consider when narrowing down your options
There were more mortgage options available in January 2024 than at any time since 2008. More choice could be good…
Why taking out life insurance alongside your mortgage could provide peace of mind
A survey has revealed that almost half of people aged between 18 and 40 don’t have life insurance. Overlooking financial…
How to secure a competitive interest rate to cut your mortgage costs
With interest rates higher than they have been in the last decade, finding a mortgage deal that’s right for you…
How to negotiate a better deal if you’re buying during a property downturn
A lack of demand has led to some property sellers reducing asking prices to generate interest. So, if you’re looking…
How to prepare if you’ll be applying for a mortgage in 2024
Those applying for a mortgage in 2024 could face some key challenges as interest rates are higher than they have…
Half of mortgage borrowers stick with their lender, but it could mean paying more interest
When your current mortgage deal ends, a “product transfer” may seem like an attractive option. However, staying with your existing…
The Bank of England warns mortgage repayments could jump by £500 for 1 million households
The Bank of England predicts millions of households will see their mortgage repayments soar by the end of 2026. If…
Soaring interest rates are driving more people to consider interest-only mortgages
Data suggests more homeowners are considering an interest-only mortgage to reduce their costs. While it could improve your short-term budget,…
Here’s what mortgage lenders consider when carrying out affordability tests
Understanding what is considered during an affordability tests could put your mind at ease and highlight issues you may be…
Organisation could help you save money if you need to remortgage this year
If you need to remortgage, it’s a process that could take up to 3 months. Being organised could mean you…
1 in 5 first-time buyers are choosing a longer mortgage term to balance costs
More first-time buyers are choosing mortgages that last for 35 years or more. This option could lead to buyers paying…
As interest rates soar, should you remortgage your home in 2023?
1.4 million fixed-rate mortgage deals will end in 2023. If yours is one of them, find out if you should…
100% mortgages return to the market. Are they a solution for first-time buyers?
No-deposit 100% mortgages are now available. While they present a solution for first-time buyers there are drawbacks to consider first.
Your mortgage could have a negative effect on your mental health. Here’s why, and what you could do about it.
Concern about paying a mortgage during the cost of living crisis and it is affecting mental health. A mortgage broker…
Self-employed? Read these 6 useful tips before applying for a mortgage
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
If your mortgage repayments have increased, you should review your financial protection
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…