Estate Planning

Throughout your life, your goals and circumstances will change. Regular financial reviews could help ensure your plan continues to reflect…

If you want to pass on wealth to your family, there’s more than one option. Read about the key considerations…

With interest rates higher than they have been in the last decade, finding a mortgage deal that’s right for you…

By the end of 2024, the Bank of England expects to start lowering its base interest rate, which will affect…

You may want to support loved ones by gifting assets during your lifetime, rather than leaving them an inheritance. A…

If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…

If you have an estate plan, you shouldn’t simply forget about it. Instead, regular reviews can help ensure it continues…

Life insurance could provide your family with financial security if you pass away. Yet, a survey suggests that many homeowners…

If your estate could be liable for Inheritance Tax, taking out an appropriate life insurance policy could help your loved…

A will is an essential part of your estate plan and it could help reduce the amount of Inheritance Tax…

When we plan for the future, it’s also important to think about the unexpected things that might happen. No one…

If you don’t have a Power of Attorney in place, Adrian Moy, one of Pembroke Financial Service’s Independent Financial Advisers…

Widely regarded as the most unpopular tax, IHT is under scrutiny from both government and opposition. Is it time it…

Two recent events have shone different lights on the government’s view of unmarried couples. As the graph shows, marriage has…

Imagine you are named as the executor and a beneficiary of your wife’s wealthy aunt. You learn that she is…

The inheritance tax (IHT) residence nil rate band is now available and could potentially cut the IHT bill on your…