Why an offset mortgage could cut your mortgage repayments and provide flexibility
Offset mortgages account for just 7% of mortgages. Yet, they could provide a way to use your savings to reduce…
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Principal Mortgage & Equity Release Adviser | Blog Archive | Biography
Falling affordability means first-time buyers are increasingly relying on family support
The Bank of Family is predicted to give more than £8.1 billion in 2023 to help fund property purchases. While…
5 practical steps first-time buyers can take to make putting in an offer smoother
If you’re a first-time buyer, there are some steps you can take before you put an offer in to make…
Half of mortgage borrowers stick with their lender, but it could mean paying more interest
When your current mortgage deal ends, a “product transfer” may seem like an attractive option. However, staying with your existing…
The Bank of England warns mortgage repayments could jump by £500 for 1 million households
The Bank of England predicts millions of households will see their mortgage repayments soar by the end of 2026. If…
Soaring interest rates are driving more people to consider interest-only mortgages
Data suggests more homeowners are considering an interest-only mortgage to reduce their costs. While it could improve your short-term budget,…
4 practical steps landlords can take to protect their income
Some practical steps for landlords to take to protect your income, from requiring guarantors to taking out appropriate landlord insurance.
Here’s what mortgage lenders consider when carrying out affordability tests
Understanding what is considered during an affordability tests could put your mind at ease and highlight issues you may be…
Organisation could help you save money if you need to remortgage this year
If you need to remortgage, it’s a process that could take up to 3 months. Being organised could mean you…
1 in 5 first-time buyers are choosing a longer mortgage term to balance costs
More first-time buyers are choosing mortgages that last for 35 years or more. This option could lead to buyers paying…
As interest rates soar, should you remortgage your home in 2023?
1.4 million fixed-rate mortgage deals will end in 2023. If yours is one of them, find out if you should…
100% mortgages return to the market. Are they a solution for first-time buyers?
No-deposit 100% mortgages are now available. While they present a solution for first-time buyers there are drawbacks to consider first.
5 useful options to fund your home renovation plans
5 tips to fund home renovation plans if you have a home project and need to borrow money to pay…
Your mortgage could have a negative effect on your mental health. Here’s why, and what you could do about it.
Concern about paying a mortgage during the cost of living crisis and it is affecting mental health. A mortgage broker…
Self-employed? Read these 6 useful tips before applying for a mortgage
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
If your mortgage repayments have increased, you should review your financial protection
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
Mortgage repayments are costing first-time buyers 39% of their take-home pay
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
3 useful ways a mortgage broker can help you navigate a market that changes quickly
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
Do you want to unlock property wealth? Read the essentials you need to know first
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
5 fantastic reasons to work with a mortgage broker
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
Why you need to consider your retirement plans if you choose a longer mortgage
Research suggests that the number of people taking out a longer mortgage in their 40s is rising. While it could…
4 key factors that could affect your mortgage interest rate
Interest rates are rising, and it may affect your mortgage repayments. While the Bank of England increasing its base rate…
7 essential steps to take now if you plan to buy your first home in 2023
Buying your first home is a huge milestone. If it’s something you plan to achieve in 2023, here are some…
Almost half of homeowners are worried about rising mortgage bills. Here’s what you can do
Discover what happened to affect investment markets in September. From the emergency budget in the UK to growing recession worries…