Why taking out life insurance alongside your mortgage could provide peace of mind
A survey has revealed that almost half of people aged between 18 and 40 don’t have life insurance. Overlooking financial…
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How to secure a competitive interest rate to cut your mortgage costs
With interest rates higher than they have been in the last decade, finding a mortgage deal that’s right for you…
How to prepare if you’ll be applying for a mortgage in 2024
Those applying for a mortgage in 2024 could face some key challenges as interest rates are higher than they have…
Why an offset mortgage could cut your mortgage repayments and provide flexibility
Offset mortgages account for just 7% of mortgages. Yet, they could provide a way to use your savings to reduce…
Half of mortgage borrowers stick with their lender, but it could mean paying more interest
When your current mortgage deal ends, a “product transfer” may seem like an attractive option. However, staying with your existing…
The Bank of England warns mortgage repayments could jump by £500 for 1 million households
The Bank of England predicts millions of households will see their mortgage repayments soar by the end of 2026. If…
Soaring interest rates are driving more people to consider interest-only mortgages
Data suggests more homeowners are considering an interest-only mortgage to reduce their costs. While it could improve your short-term budget,…
Here’s what mortgage lenders consider when carrying out affordability tests
Understanding what is considered during an affordability tests could put your mind at ease and highlight issues you may be…
Why you need to consider your retirement plans if you choose a longer mortgage
Research suggests that the number of people taking out a longer mortgage in their 40s is rising. While it could…
What proposed ultra-long mortgages would mean for your repayments
A government proposal suggests introducing 50-year mortgages to help first-time buyers step onto the property ladder. While it could make…
Mortgage lenders are told they can scrap affordability rules. Here’s why it’s still important to assess your budget
The Bank of England’s (BoE) decision to scrap some affordability tests for people taking out a mortgage could mean you’re…
Average standard variable rate reaches a 13-year high. Is it time you looked for a new mortgage deal?
If a previous mortgage deal has ended and you’ve not taken out a new one, you could be paying a…
Do you have a poor credit score? It doesn’t mean home ownership is out of reach
A poor credit score can make buying a home more difficult, but it doesn’t automatically mean you’ll be rejected when…
4 valuable pension lessons younger generations can learn from the regrets of the over-50s
A survey of over-50s has highlighted that many wish they’d started a pension earlier and saved more. Younger generations can…
What is a mortgage in principle, and how can it help prospective buyers?
Securing a mortgage is a hugely important step in the house-buying process. Read how a mortgage in principle could help…
Interest rates are rising. What does it mean for your mortgage?
The Bank of England has increased interest rates twice since December 2021. If you’re a mortgage holder, it may affect…
5 reasons your mortgage application for a flat could be rejected
Figures suggest that demand for flats is on the rise. If they’re something you’re thinking about, you should be aware…
Long-term fixed mortgages are now on offer, but are they a good choice for you?
Long-term mortgages with a fixed rate are now on offer. They can provide homebuyers with peace of mind, but there…
2 ways you can reduce your monthly mortgage payments
If you’re looking for a way to reduce household expenses, there are some steps you can take to cut your…
What does rising inflation mean for mortgage holders?
With inflation rising, the Bank of England could increase interest rates to reduce the impact. If you’re a mortgage holder,…
4 things parents can do to help children secure a mortgage and financial security
As younger generations struggle to secure a mortgage, you may want to provide support as a parent. There’s more than…
7 things to consider when choosing your mortgage
Whether you’re a first-time buyer or already a homeowner, choosing the right mortgage product for you is important. We explain…
7 mortgage advice tips that could save you money in 2021
Reviewing your mortgage and options now could save you money in 2021 and over the rest of your mortgage term.…
How the surge in house prices could affect securing a mortgage
Pent up demand following lockdown means house prices have increased 5.2% year-on-year. It could present challenges for first-time buyers, but…