1. Home
  2. Blog

Clear thinking, plainly put.

Pensions, tax, retirement, protecting what you’ve built. We write about the money decisions that shape your life, without the jargon that usually surrounds them. Read something you can act on.

Category

All posts

A shopping trolly in the aisle of a supermarket
Financial Planning advice

Divide 72 by 3.1. In 23 years, your cash buys half as much.

One sum shows what inflation does to money left in the bank. Cash is the right home for money you’ll need in the next few years. For money you won’t touch for a decade or more, the sum tells a harder story.

29 September 2026
A mum and Daughter unpacking a car, carrying boxes and a laundry basket.
Financial planning & advice

£50 a month. Eighteen years. Three different answers.

What the same small amount does in cash, in an investment account and in a pension started at birth.

25 September 2026
An elderly couple walks through a cobble street town
Mortgages

The Guide to Using Equity Release

Unlocking property wealth without leaving your home

11 September 2026
A man looks at a map whilst drinking coffee.
Mortgages

Remortgaging

A clear plan protects your budget

11 September 2026
A woman sits at a table flicking through a catalogue
Mortgages

The Complete Guide for First-Time Buyers

A clear plan gets you home

11 September 2026
Two children bake at a kitchen counter.
Mortgages

The essential guide to Mortgages

A clear plan controls the cost

11 September 2026
A lady sat on a desk chair looking at her laptop
Mortgages

Your Complete Guide to Buy-to-Let

The numbers decide whether it works

11 September 2026
A daughter playing hide and seek with her father.
Mortgages

The Bank of Mum and Dad

A clear plan protects everyone Help without structure is a risk you haven't priced

11 September 2026
A person sits on a bench looking out towards the sea.
Retirement

Retirement planning for the life you want after work

Most people know the date they'd like to stop. Very few know whether they can.

28 July 2026
A man sits under the shade of an umbrella on the beach.
Financial planning & advice

Protection advice

Cover that pays for the life, not the policy

28 July 2026
A woman knitting on a sofa at home with a dog resting beside them in a cosy living room.
Financial Planning advice

Equity release: the questions to answer before you release anything

Equity release

28 July 2026
BusinessNews & views
Contact us
  • Business
  • News & views

Pembroke

  • About Pembroke
  • How we work
  • Meet the team
  • Careers & vacancies
  • Contact us
  • Portal login
  • Cookie policy

Life stages

  • Unexpected events
  • Planning for retirement
  • Planning a family
  • Working life
  • Passing on wealth
  • Retirement

Personal services

  • Financial planning
  • Mortgage advice
  • Pensions
  • Pensions on Divorce
  • Protection
  • Savings and Investments
  • Tax Planning
  • Long-Term Care Planning

Contact us

  • Brighton Office: 01273 328907
  • Cobham Office: 01932 867641
  • Godalming Office: 01483 427366
  • Haywards Heath Office: 01444 405160
  • Horsham Office: 01403 242324
  • Sevenoaks Office: 01959 565187
  • Uckfield Office: 01825 766130
  • Worthing Office: 01903 259200

Live Well Newsletter

Sign up for the latest industry news & information.

Connect

Social media

© 2026 Pembroke Financial PlanningPembroke and Pembroke Financial Planning are trading names of Pembroke Financial Planning Limited, authorised and regulated by the Financial Conduct Authority (FCA). FCA no. 228341. Registered in England, Company no. 02518721. Registered Office, 5th Floor Park Gate, 161-163 Preston Road, Brighton, England, BN1 6AU
  • Privacy Policy
  • Legal disclaimer
  • Cookie policy