Michael Hayward DipPFS, BA(Hons), BSc(Hons)
Senior Financial Planner
I have worked in financial services for more than 30 years. For 25 of those years, I have been an Independent Financial Adviser (IFA).
I started out in teaching before moving to financial services, where my experience began by advising teaching professionals. I achieved my Diploma in Financial Planning in 2006, as an IFA.
From 2006 to 2016, I worked with a national IFA, providing retirement courses and advice to public sector employees i.e. those in central and local government, health, education, justice, and the police.
My clients often say they appreciate the fact I have the ability to ‘translate’ complicated financial language and concepts, putting these into language they understand.
Alongside speaking ‘finance’, I also speak fluent French. I am married to Gisele and have two grown-up children. I enjoy travelling, keeping fit, continuing to learn Spanish and I have a season ticket at Arsenal football club.
I’d like to take this opportunity to thank you for the personal and professional service which is much appreciated.
Would highly recommend. A very efficient team always ready to help and answer any questions.
Superb attention. Very personalised prompt service. The team are excellent and I felt they always had my best interests at heart. I shall be continuing to use their services. Thank you!
I have always found Pembroke friendly and efficient.
I would like to introduce you to my cousin, who I have included on this email. She is looking for someone to support her with setting up a pension/ financial advice… basically the same kind of service you offer me. Pembroke Financial has been fantastic to me over the years, so I recommended you.