General Insurance
General Insurance products are the essential ‘every day’ insurance products that offer peace of mind in the event of the unexpected. They include home, car, travel and health insurance products.
As independent financial advisers for this kind of insurance, we can help you reduce the cost of this important part of your financial planning,
We have access to a lots of General Insurance comparison tools. So please get in touch to chat to us in more detail.
Building & Contents Insurance
It’s important to look after your home and belongings. It’s also important to get the right kind of cover. That means enough to cover what you need, without ‘over-insuring’ and paying too much.
What you need to know
You’ll normally need two separate policies to insure your home – one for the building and another for its contents. Both policies should provide cover for things like fire damage, theft or flooding.
Buildings Insurance
This covers:
- The structure of your home, like walls, windows and the roof.
- The permanent fixtures and fittings, such as baths, toilets and fitted kitchens.
And the amount of cover you need is the rebuilding cost of your home.
Contents Insurance
This covers:
- Items inside your home, like TVs, clothes, furniture and some valuables.
- Your legal liability if any visitors get injured inside your house.
Some policies will include accidental damage, but you may have to pay more for this.
Ray & Sue Greenfield
Thank you very much for all the clear financial advice
I would also like to take this opportunity to thank you very much for all the clear financial advice you have given not only Sue and I, but my family over many years.
Mr C Young, Brighton
Efficient and friendly service with relevant advice
From a personal point of view Pembroke Financial Services has always provided an efficient and friendly service with relevant advice. As a client of my firm, the company has always acted in a professional manner.
