5 practical tips that could help you become mortgage-free sooner
Paying off your mortgage might be one of your main financial goals. As well as more financial freedom, it’s been…
Read more
Phasing into retirement: 5 essential financial considerations
While phasing into retirement can offer you greater flexibility, it may make your finances more complex. Find out more about…
2026 property market predictions and what they mean for you
Even if you don’t plan to purchase property in 2026, market trends could still affect you, including the amount of…
8 financial tasks to complete before the end of 2025
Amid mingling with friends and celebrating with family during the festive period, you might have quieter days to tackle some…
Is the default pension fund right for you
How your pension is invested will affect the value of it and the income it will provide you later in…
Why your most important goals could trigger financial bias
Biases affect how you act, and the personal goals you’re working towards could distort how you perceive risk, rewards, and…
3 valuable ways to create a guaranteed income in retirement
Almost two-fifths of people say a guaranteed income is a priority in retirement. If you’d like the certainty of knowing…
How financial planning could give you the confidence to spend more
Financial planning isn’t just about saving. It’s about giving you the control and confidence to spend, too, enjoying today and…
5 ways to use your property wealth to help first-time buyers
Soaring house prices and challenges when saving a deposit can make homeownership goals feel out of reach for many people.…
The difficult but important estate planning conversations to have with your family
Once you’ve created an estate plan, you might want to talk to your family about the decisions you’ve made. While…
Why successful investing starts with your mindset, not the markets
What’s the most important factor affecting the performance of your investments? Your mind might jump to the ups and downs…
Phasing into retirement: The emotional and financial benefits
Phasing into retirement could offer emotional benefits by helping you retain your sense of purpose and social connections. In addition,…
How a cashflow model can turn retirement anxiety into excitement
Retiring should be a milestone you look forward to. Sadly, research shows UK adults associate spending their retirement savings with…
Phasing into retirement: The flexible options you might consider
Almost half of workers aged over 50 are already phasing into retirement or would like to do so in the…
3 steps you can take to create a charitable legacy
Leaving a gift to charity in your will is a lovely legacy, supporting causes close to your heart. It could…
The essentials you need to know if you’re considering gifting your home to your children
Your home is likely to be one of the largest assets you own. So, you might be thinking about gifting…
How the Labour government could change Stamp Duty in the Autumn Budget
On 26 November, the chancellor, Rachel Reeves, will deliver the government’s Autumn Budget. There’s speculation that some of the announcements…
Why stock market volatility can trigger financial bias
When markets experience volatility, even level-headed investors can let their emotions or other influences affect their decisions. Discover some of…
Don’t have a will? Here’s how your estate would be distributed under intestacy rules
The number of people passing away without a valid will increased by 25% between 2020/21 and 2023/24. Discover how your…
Why the Labour government could reform the State Pension and what it means for you
Findings from the Office of Budget Responsibility suggest changes to the State Pension could be introduced to reduce government outgoings.…
5 challenges a financial midlife MOT could help you overcome
Your midlife can be an exciting time; you may have ticked off some goals or bucket list items and are…
What could a Labour wealth tax look like?
Chancellor Rachel Reeves is facing some difficult decisions ahead of the Autumn Budget, and one option that’s reportedly under consideration…
Pembroke Financial Money Wise Winter 2021 newsletter
In another lockdown, it can difficult to find reasons to be optimistic, but if you look a little closer there…
Pembroke Financial Services Winter 2019/2020 Newsletter – Money Wise
What’s next? …into the new decade. 2019 was quite a year. In the final few months of the year the…