As a Chartered Financial Adviser my specialisms include corporate investment advice, advising business owners on such topics as shareholder protection and keyperson protection cover. I also provide advice to individuals on family protection, investment & retirement planning, as well as inheritance tax mitigation. I have enjoyed the role of a financial adviser for around 30 years, 20 of those years with HSBC, before becoming an Independent Financial Adviser with Allfield Financial Group, Elementary Financial Planning, and finally Pembroke Financial Services. I am married to Nicola and have 3 children: Chris, Sam and Oli, and three grand-children. Other than enjoying spending time with my family and friends, I enjoy foreign travel, watching football and I am an avid reader of fiction.