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Duncan Mackay BA (Hons), FPFS
Chartered Financial Planner
Duncan began his career in financial services, after graduating from the University of Hull, in 1997. Subsequently he worked in business development for a well known life and pension provider, thereafter graduating to advising private clients on how best to structure and invest their wealth. In 2000 he achieved the Investment Management Certificate; in 2003 the Advanced Financial Planning Certificate; and in 2016 he achieved Chartered Financial Planner status, going on to gain Fellowship of the Personal Finance Society in 2017 – The highest level of professional qualification awarded by the Chartered Insurance Institute.
Away from work Duncan lives in Sussex with his wife and three children. In what little spare time he has available, he enjoys walking their family dog on the Ashdown Forest.
I wanted to say I appreciate you talking to my daughter, about setting up a private pension. With grateful thanks – you have always been a huge help with my own financial decisions.
I would like to introduce you to my cousin, who I have included on this email. She is looking for someone to support her with setting up a pension/ financial advice… basically the same kind of service you offer me. Pembroke Financial has been fantastic to me over the years, so I recommended you.
I have always found Pembroke friendly and efficient.
From a personal point of view Pembroke Financial Services has always provided an efficient and friendly service with relevant advice. As a client of my firm, the company has always acted in a professional manner.
I’d like to take this opportunity to thank you for the personal and professional service which is much appreciated.






