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David Hawes-Gatt CertPFS
Financial Advisor
Independent financial adviser with decades of experience in the industry.
I try to keep things as simple as possible and provide an ongoing long-term service that is useful, cost effective and valued. Key areas that I like dealing with are pre and post retirement cashflow planning, helping clients to establish how realistic their retirement aspirations are.
I advise on investments, as well as inheritance tax planning and pensions, but, in my view, the important thing is to help my clients understand how the various products available can best fit in with plans for themselves and their families.
I am passionate supporter of DEBRA, a charity that raise money for research and treatment of a rare genetic skin condition, epidermolysis bullosa.
I have been involved with DEBRA since the late 1990’s and am a voluntary member of their events committee, helping to organise major fund-raising events, including golf, shooting, boxing, running and gala nights throughout the year for this fantastic charity.
I am a keen golfer and am a member at Hever Castle Golf Club in Kent.
I am happily married to Clara and have 3 sons and 2 step sons all successfully making their way in life.
From a personal point of view Pembroke Financial Services has always provided an efficient and friendly service with relevant advice. As a client of my firm, the company has always acted in a professional manner.
I have always found Pembroke friendly and efficient.
Superb attention. Very personalised prompt service. The team are excellent and I felt they always had my best interests at heart. I shall be continuing to use their services. Thank you!
I’d like to take this opportunity to thank you for the personal and professional service which is much appreciated.
I would also like to take this opportunity to thank you very much for all the clear financial advice you have given not only Sue and I, but my family over many years.






