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David Hawes-Gatt CertPFS
Financial Advisor
Independent financial adviser with decades of experience in the industry.
I try to keep things as simple as possible and provide an ongoing long-term service that is useful, cost effective and valued. Key areas that I like dealing with are pre and post retirement cashflow planning, helping clients to establish how realistic their retirement aspirations are.
I advise on investments, as well as inheritance tax planning and pensions, but, in my view, the important thing is to help my clients understand how the various products available can best fit in with plans for themselves and their families.
I am passionate supporter of DEBRA, a charity that raise money for research and treatment of a rare genetic skin condition, epidermolysis bullosa.
I have been involved with DEBRA since the late 1990’s and am a voluntary member of their events committee, helping to organise major fund-raising events, including golf, shooting, boxing, running and gala nights throughout the year for this fantastic charity.
I am a keen golfer and am a member at Hever Castle Golf Club in Kent.
I am happily married to Clara and have 3 sons and 2 step sons all successfully making their way in life.
I would like to say how grateful I am to you for guiding me through this process from start to finish, always explaining everything very clearly and answering all my questions. You have done a lot of research on my behalf, kept me informed as to progress and come up with the perfect solution for my circumstances. I could not have asked for a better advisor, you have been a star!
Would highly recommend. A very efficient team always ready to help and answer any questions.
Good service, all options explained clearly, good follow up, kept in touch all the way through to the end of the transaction, very aware of how important this was to their client.
I have always found Pembroke friendly and efficient.
Superb attention. Very personalised prompt service. The team are excellent and I felt they always had my best interests at heart. I shall be continuing to use their services. Thank you!






