HSC Financial Services - Pembroke Financial

The thinking behind the money...

Pembroke Financial

The Thinking Behind the Money

Don’t Worry! You are in the right place…

We know you were looking for Hilton Sharp and Clarke Financial Services (HSCFS) site, but you have been redirected to the website of Pembroke Financial Services (PFS).

Why?

A bit of history:

HSCFS was established in September 2005 to look after the Financial Planning requirements of the Hilton Sharp and Clarke accountancy practice clients. The relationship with Pembroke Financial Services went back into the late 1980’s/early 1990’s, at which time the Partners of HSC introduced clients to Pembroke and this was formalised in 2005 by the creation of HSCFS.

The Company was established as an Appointed Representative of Pembroke and, as such, always shared common Investment and Administrative processes and associations and the ownership was shared equally between the Directors of Pembroke and the HSC Partners with Pembroke providing the Advisory/Compliance and Logistical services to the clients which the Partners introduced. Crucially, HSCFS had the services of Keith Bonner, who became lead IFA and a Director of HSCFS, whilst at the same time having a significant equity stake in the mother Company, PFS.

What changed?:

In late 2018 HSC was acquired by Cow Corner Investments and became Galloways Accounting. During the course of 2019 Matthew Rourke, the principal of Cow Corner, had conversations with Keith Relf and Keith Bonner of Pembroke to firstly assess how the Joint Venture which was HSCFS worked as a business and secondly to see whether indeed PFS might be considered as part of the Cow Corner project to create a sisterhood of professional services Companies throughout Sussex. The Cow Corner philosophy is “we invest in family or entrepreneurial businesses that have already established themselves. We are not trying to build world-beaters or conquer markets, we just want to invest in and help to build, strong and profitable local businesses. We like to invest alongside people. That is not to say that we will not buy a business outright, but we prefer to be in partnership with a management team or founder.”

The timing of these discussions couldn’t have been better for both parties and on 2 January 2020 Cow Corner completed on its investment into PFS, making us ‘part of the herd’. Clearly then, common ownership of PFS and HSCFS led to a business plan involving the integration of the Joint Venture into the mother Company and this has now been legally processed.

What does that mean for me?:

Absolutely nothing changes for those of you who started out as HSCFS clients, apart from the name above the door – you will still have the same IFA (Keith Bonner); the same support staff in Judi Reidy and Sarah Large; the same service standards; the same Active Money Management investment proposition run in partnership with the award winning Discretionary Fund Manager LGT Vestra LLP; the same Prestige model portfolios; the same adviser charging model and the same choice of Wrap platforms; the same head offices at Marlborough House in Shoreham and the same protections are afforded your investments, savings and pensions.

Will I see more?:

The only change, bar the name of your IFA practice and the access to your Wrap platform (which we will cover shortly), will be improvements – Pembroke will likely have a presence in the new Galloways offices in Atlas House in Brighton; a wide range of expertise is available within the ranks of Pembroke IFAs – mortgages, Equity Release; Defined Benefit Pension Transfer work, expertise in legal-related matters such as Resolution for matrimonial/family law issues; Pembroke will be rolling out a Client Portal shortly giving you access to current valuations of your portfolio, secure messaging and document transfer; Pembroke will use its enhanced ‘buying power’ to drive down costs for its clients; the Company’s financial strength, which has always been its core, is further underpinned; our relationship with Galloways will be enhanced further with joint client seminars and workshops, partnership training of staff and greater use of technology.

Welcome to Pembroke Financial Services, we look forward to helping you plan for your future.

Meet the Team

Pembroke Financial Services Limited is Authorised and Regulated by the Financial Conduct Authority. We are entered in the Financial Services Register under number 228341, www.fca.org.uk. Registered and Incorporated in England & Wales at Atlas Chambers, 33 West Street, Brighton, BN1 2RE under number 2518721.The FCA does not regulate National Savings, or some forms of Mortgage, Tax Planning, Offshore Investments or School Fees Planning. The information contained within this site is subject to the UK regulation regime and is therefore targeted at consumers based in the UK only.