Britain has a long history of fantastic storytellers, and a new generation of authors have filled this year’s British Book Awards shortlist with reads perfect for spring and summer.
Whether you’re a first-time buyer or already a homeowner, choosing the right mortgage product for you is important. We explain some of the things you should think about.
Research shows that self-employed workers are missing out on almost £10,000 worth of benefits every year. However, you can take steps to improve your financial security.
While young workers are thinking about pensions and retirement, changes to employment trends mean they’re likely to face different challenges. By thinking about retirement earlier in their career, they can secure a retirement they can look forward to.
Most pension savers simply pay into the pension their employer has chosen. But you may want to switch – it could save you money and boost your retirement savings.
The Lifetime Allowance is frozen until 2026. Exceeding the threshold could mean you pay more tax when you start taking an income from your pension, but it doesn’t always mean you should stop contributions.
UK Inflation has fallen to its lowest level in almost three years, but it could have a cumulative knock-on effect on your planning. The October measure of annual inflation was lower than most experts had expected. At 1.5% on the CPI yardstick, it was the lowest since November 2016 and 0.5% below what is still the Bank of England’s central target of 2.0%. Ironically, the main reason behind the fall was a government price control, which began at the start of the year: the utility price cap….
What’s next? …into the new decade. 2019 was quite a year. In the final few months of the year the upheaval and pressure of the news cycle around the general election (not to mention the lack of clarity on Brexit) meant that no one couldn’t even begin to get into the holiday spirit until the dust had settled….
At a time of year even more focused on spending than usual, there are a few simple habits you can develop to help you keep a rein on your resources….
Festive Financial Services joke for the day “Why don’t you ever see Santa in hospital? Because he has private elf care!”. Christmas is a time of giving, and we’d like to give you a huge thanks for being our valued client. Have a happy, happy holiday break and we look forward to working with you in the New Year….