Our Charges
Having a Mortgage Adviser through the whole process can come in really handy.
Commission
Most mortgage providers will pay commission for introducing new business to them. This will simply be paid to us direct once your mortgage has been completed.
Please note that we may charge a fee as an abortive cost if the mortgage application is declined by the lender due to information not declared to us at the time of application, or if the mortgage doesn’t go to completion after the formal mortgage offer has been issued.
Our Fees
The initial discussions and advice are FREE.
All fees and timescales will be agreed in advance by both parties.
The minimum fee which we’d charge for completing a mortgage will be £500, but this can be reviewed on a case by case basis.
Guidance of our standard fee structure is as follows;
| Residential Mortgage / Remortgage | £500.00 |
| Buy To Let Mortgage / Remortgage | £750.00 |
| Portfolio Buy To Let | Fee on Application |
| Product Transfer | £0.00 |
| Equity Release | £500.00 |
| Lifetime Mortgage | £500.00 |
| Commercial Loans | Fee on Application |
| Development Finance | Fee on Application |
All payable on completion of the loan.
As a mortgage is secured against your home or property, it could be repossessed if you do not keep up mortgage repayments. Think carefully before securing other debts against your home. Equity released from your home will be secured against it. Your home may be repossessed if you do not keep up repayments.
Kevin Bonner
Top-class customer service
I have been dealing with Paul Grennan and Julie Ward for a mortgage that has not been entirely straightforward. Frankly, I am so impressed by the service I have received, that I felt compelled to drop you a line. I have not been this impressed or this happy with customer service for a long time, and you should know that Paul and Julie are an asset to your business. It was not just the positive result I was happy with, but also the fact that I was called when a promise was made to call me, emailed when a promise was made to email me and kept informed at every single stage. Paul and Julie are friendly and knowledgeable professionals. Top-class customer service has become a rarity in many service industries, so it’s good to know that I chose well, when I chose Pembroke.
Neil G
Couldn’t recommend a better team
I can’t speak highly enough of Paul and the team at Pembroke FS on the level of service received following my new mortgage for my recent house move. Full communication throughout every milestone so I fully knew where I was at all times and even went above and beyond to deal with a major obstacle that threatened to derail the process and advise on the situation using his experience. Couldn’t recommend a better team and will 100% use their services in the future.
