Frances joined Pembroke in April 2018 having worked for the past 18 years for an Independent Financial planning firm based in Burgess Hill.
Frances wanted to be based closer to home in Shoreham and welcomed the opportunity to join Pembroke’s team.
Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.
– Ayn Rand
In her own words “with Pembroke’s first-class service and investment proposition I knew that I would be joining a professional organisation committed to putting the needs of its clients first.”
“I am proud to have achieved Chartered Financial Planner status and am a Fellow of the Personal Finance Society. I am a Pension Transfer Specialist and can advise on most areas of financial planning, including immediate care needs products and later life planning.”
Frances’ clients tend to be approaching, or in, retirement or are saving and investing for their future. She is justifiably proud to be considered a trusted friend to many clients who are now enjoying their retirement years.
In terms of experience, Frances became an adviser in 2007 and prior to that had been an administrator in the financial services industry for over 20 years.
On a personal note, Frances says “Having lived by the sea all my life, I enjoyed many happy (younger) years as a member of Shoreham Rowing Club and now follow more sedate pursuits such as reading and gardening, with the occasional dip in the sea (weather permitting!) I love to spend time with my family and enjoy visiting our daughter and her partner in London.”
- April 2018: Pembroke Financial Services, Chartered Financial Planner.
- 2000 to March 2018: Administrator then IFA/Director – Harvey Curtis Financial Planners
- 1978 to 1999: Administrator Bateson & Payne (Life & Pensions Brokers) Limited
I absolutely recommend their approach and service
I am very happy with the service that I have received from Pembroke Financial Services on the transfer of my pension from a final salary scheme to a personal pension. I found that Frances was knowledgeable, thorough, and a very clear communicator eliminating jargon. The Pembroke process that was followed including support systems with risk and cash flow analysis allowed a rigorous fact based recommendation about what I needed to do. I absolutely recommend their approach and service.
We feel ‘looked after’ by you
We are more than happy with the way you, Stuart and anyone else involved at Pembroke have dealt with our pensions/transfers. You have always explained things in a way that’s easy to understand without being patronising and we feel ‘looked after’ by you. The pension transfer too was so easy and I have been kept informed every step of the way.