The importance of managing your pension withdrawals to protect your retirement lifestyle
Retirement is not a finish line. It’s the start of a new phase of financial planning, one that can last…
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Why business owners may want to consider a pension alongside their exit strategy
When you’re building a business, you might have little time to think about other aspects of your long-term finances. However,…
How much should you contribute to your pension?
A third of people don’t know how much they need to contribute to their pensions every year to create a…
Phasing into retirement: 5 essential financial considerations
While phasing into retirement can offer you greater flexibility, it may make your finances more complex. Find out more about…
Phasing into retirement: The emotional and financial benefits
Phasing into retirement could offer emotional benefits by helping you retain your sense of purpose and social connections. In addition,…
Phasing into retirement: The flexible options you might consider
Almost half of workers aged over 50 are already phasing into retirement or would like to do so in the…
How to prevent your retirement from derailing during a career break
Research suggests that career breaks could become more popular, but they might derail retirement plans. If you’ve been dreaming about…
The age you can access your pension may rise. Could it affect your retirement?
The “normal minimum pension age” is rising from 55 to 57 in April 2028. It could mean you’re unable to…
Half of adults reconsidering their retirement plans ahead of 2027 Inheritance Tax changes
From April 2027, pensions will likely be included in estates when calculating Inheritance Tax liability. The potential upcoming change has…
5 strategies that could help you avoid running out of money in retirement
If you are unable to work, you might need to rely on Statutory Sick Pay or occupational sick pay if…
3 retirement financial shocks that could affect your finances
A survey suggests that over-50s are consistently overlooking potential financial shocks when creating a retirement plan. While you might feel…
5 ways financial planning could help you emotionally prepare for retirement
While financial challenges often come up when talking to people nearing retirement, the emotional obstacles could be just as important.…
Research: Financial stability could be the key to retirement happiness
Research seeking to uncover the secret to happiness in retirement has found a common theme – financial stability. For many,…
Financial fears could be holding back millions of retirement dreams
A third of retirees say they hold back making purchases they need because they’re worried about running out of money…
5 smart reasons why retirement planning should start in your 30s and 40s
Just 5% of Brits aged between 35 and 44 have taken financial advice to help them prepare for retirement. While…
Climbing annuity rates could boost your retirement income
Statistics suggest average annuity rates for a healthy 65-year-old have surpassed 7%. If you’d like to create a guaranteed income…
Could “lifestyle creep” affect your retirement plans?
When your income rises, it’s easy for your expenses to creep up too. While indulging in some luxuries is a…
Could downsizing help fund your retirement?
Research suggests retirees who downsize could benefit from an average £1,218 a month boost to their income. However, before you…
3 practical ways you could reduce your tax bill in retirement
As the Personal Allowance is frozen, more retirees are finding they’re liable for Income Tax. If you’re retired, there could…
Retirement planning: Bringing together your goals and finances
Over the last few months, you’ve read about some of the areas you might want to consider if you’re nearing…
Are you risking a pension shortfall by overlooking longevity?
Two-thirds of people haven’t considered how long they’ll spend in retirement, and it could mean they face a financial shortfall.…
Retirement planning: The 3 main ways you could access your pension
Last month, you read about the importance of setting retirement goals. Your pension will often play a fundamental role in…
Retirement planning: The importance of setting out your lifestyle goals
When you start planning for retirement, your focus might be on the financial side. However, paying some attention to your…
Retirement planning: Should you consider a phased retirement?
If you’re planning your retirement, one of the first questions you might want to consider is: how will you retire?…