Half of adults reconsidering their retirement plans ahead of 2027 Inheritance Tax changes
From April 2027, pensions will likely be included in estates when calculating Inheritance Tax liability. The potential upcoming change has…
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5 strategies that could help you avoid running out of money in retirement
If you are unable to work, you might need to rely on Statutory Sick Pay or occupational sick pay if…
3 retirement financial shocks that could affect your finances
A survey suggests that over-50s are consistently overlooking potential financial shocks when creating a retirement plan. While you might feel…
5 ways financial planning could help you emotionally prepare for retirement
While financial challenges often come up when talking to people nearing retirement, the emotional obstacles could be just as important.…
Research: Financial stability could be the key to retirement happiness
Research seeking to uncover the secret to happiness in retirement has found a common theme – financial stability. For many,…
Financial fears could be holding back millions of retirement dreams
A third of retirees say they hold back making purchases they need because they’re worried about running out of money…
5 smart reasons why retirement planning should start in your 30s and 40s
Just 5% of Brits aged between 35 and 44 have taken financial advice to help them prepare for retirement. While…
Climbing annuity rates could boost your retirement income
Statistics suggest average annuity rates for a healthy 65-year-old have surpassed 7%. If you’d like to create a guaranteed income…
Could “lifestyle creep” affect your retirement plans?
When your income rises, it’s easy for your expenses to creep up too. While indulging in some luxuries is a…
Could downsizing help fund your retirement?
Research suggests retirees who downsize could benefit from an average £1,218 a month boost to their income. However, before you…
3 practical ways you could reduce your tax bill in retirement
As the Personal Allowance is frozen, more retirees are finding they’re liable for Income Tax. If you’re retired, there could…
Retirement planning: Bringing together your goals and finances
Over the last few months, you’ve read about some of the areas you might want to consider if you’re nearing…
Are you risking a pension shortfall by overlooking longevity?
Two-thirds of people haven’t considered how long they’ll spend in retirement, and it could mean they face a financial shortfall.…
Retirement planning: The 3 main ways you could access your pension
Last month, you read about the importance of setting retirement goals. Your pension will often play a fundamental role in…
Retirement planning: The importance of setting out your lifestyle goals
When you start planning for retirement, your focus might be on the financial side. However, paying some attention to your…
Retirement planning: Should you consider a phased retirement?
If you’re planning your retirement, one of the first questions you might want to consider is: how will you retire?…
4 annuity myths that could mean you’re missing out on security in retirement
More than 8 in 10 people taking financial advice say income security in retirement is very important. Yet, research also…
Financial security is the most important retirement goal for 9 in 10 Brits
The majority of people say financial security is their biggest retirement dream. With so many other goals dependent on money,…
Should you take your pension tax-free lump sum to kickstart retirement?
Did you know you could withdraw a lump sum from your pension without paying Income Tax? This could provide the…
Millions of retirees could be overlooking the benefits of annuities, research suggests
Millions of retirees could be overlooking annuities because they don’t understand them – they could provide financial security in retirement.
Retirees, don’t overlook the surprising risk of underspending in retirement
While a common fear is spending too much, retirement underspending is a challenge too and could mean you miss out…
Want to retire early? Financial planning could make it a reality
A report suggests that people seeking financial advice are planning to retire three years earlier than those that aren’t. What’s…
Explained: How pension tax relief works and boosts your retirement savings
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
Why you need to consider your retirement plans if you choose a longer mortgage
Research suggests that the number of people taking out a longer mortgage in their 40s is rising. While it could…