What does a Labour government mean for the property market?
The Labour Party made some key pledges that could affect the property market, including a commitment to build more homes…
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Why an offset mortgage could cut your mortgage repayments and provide flexibility
Offset mortgages account for just 7% of mortgages. Yet, they could provide a way to use your savings to reduce…
Falling affordability means first-time buyers are increasingly relying on family support
The Bank of Family is predicted to give more than £8.1 billion in 2023 to help fund property purchases. While…
5 practical steps first-time buyers can take to make putting in an offer smoother
If you’re a first-time buyer, there are some steps you can take before you put an offer in to make…
1 in 5 first-time buyers are choosing a longer mortgage term to balance costs
More first-time buyers are choosing mortgages that last for 35 years or more. This option could lead to buyers paying…
100% mortgages return to the market. Are they a solution for first-time buyers?
No-deposit 100% mortgages are now available. While they present a solution for first-time buyers there are drawbacks to consider first.
Mortgage repayments are costing first-time buyers 39% of their take-home pay
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
7 essential steps to take now if you plan to buy your first home in 2023
Buying your first home is a huge milestone. If it’s something you plan to achieve in 2023, here are some…
The Help to Buy Equity Loan scheme is ending. Here are 5 alternatives that could help first-time buyers
Discover what happened to affect investment markets in September. From the emergency budget in the UK to growing recession worries…
Investment market update: September 2022
Discover what happened to affect investment markets in September. From the emergency budget in the UK to growing recession worries…
More people are turning to equity release to boost their income. Find out why here
Equity release could provide you with a way to boost your income later in life. It’s something more people are…
How to assess your affordability when taking out a mortgage
As house prices reach record highs and the rising cost of living continues to affect budgets, ensuring you can afford…
Business owners: The essential basics about salary sacrifice pensions
As a business owner, offering a salary sacrifice pension scheme could benefit both you and your employees. Find out how…
What proposed ultra-long mortgages would mean for your repayments
A government proposal suggests introducing 50-year mortgages to help first-time buyers step onto the property ladder. While it could make…
Average rent is increasing. Is now the “right” time to buy a home?
As rent prices rise, you may be considering if now is the right time for you to get on the…
6 insightful figures that highlight the challenges first-time buyers are facing
First-time buyers are facing more challenges than ever as property prices soar and competition rises. These six statistics highlight some…
First-time buyers turn to longer mortgages, but the total interest paid could soar
First-time buyers are turning to longer mortgages to make homeownership more affordable. But it could mean paying thousands of pounds…
4 things parents can do to help children secure a mortgage and financial security
As younger generations struggle to secure a mortgage, you may want to provide support as a parent. There’s more than…
7 things to consider when choosing your mortgage
Whether you’re a first-time buyer or already a homeowner, choosing the right mortgage product for you is important. We explain…
First-time buyers, have you considered financial protection? The risk could be higher than you think
Taking out a mortgage is a huge financial commitment and creating a safety net to ensure you can pay if…
Millennials struggle with homeownership: 5 things that could help
71% of millennials are worried they will never be able to buy a home as property prices continue to rise.…
How the surge in house prices could affect securing a mortgage
Pent up demand following lockdown means house prices have increased 5.2% year-on-year. It could present challenges for first-time buyers, but…
Could a guarantor mortgage help you secure a home?
If you’ve been saving up to buy your first home, it may feel like the goalposts have been moved. First-time…
First-time buyers, remember to factor in these costs
It’s easy to see why first-time buyers focus on building a deposit, but other costs need to be factored in…