Impact of the Coronavirus outbreak on global investment markets

Impact of the Coronavirus outbreak on global investment markets

Clearly, the Coronavirus outbreak is not a traditional macroeconomic event like say, the 2008 Credit Crunch and the ensuing global economic recession or like the early noughties Dot Com bubble. Pembroke’s thoughts are absolutely with those immediately affected by the spread of the virus but our professional responsibility dictates that our principal consideration is for our clients. We cannot, and will not, aim to predict the future and we most certainly cannot forecast the precise timing of the virus’s spread or the reaction of global stock markets….

Have you thought about your financial well-being recently?

We all try to take care of our emotional and physical well-being, but have you given the same consideration to the importance of your financial well-being? We believe that that this requires just as much attention. A financial well-being scheme has been launched by Government Ministers with the aim of converting Britain into a nation of savers over the next ten years. How do your own finances currently measure up?

top- ten tips for successful mortgage applications

Top ten tips for successful mortgage applications

Buying a house is one of the most stressful events in many people’s lives. From finding your dream home to finally moving in, the path is full of potential pitfalls. Here are ten tips for a successful mortgage application that can make your journey into homeownership a little less stressful. Before we start, though, here’s some background about how to secure a mortgage offer from a lender…

Tax efficient investing Sussex: VCTs continue to attract investors - Pembroke Financial

Tax efficient investing in Sussex: VCTs continue to attract investors

The latest statistics from HMRC show that Venture Capital Trusts (VCTs) are increasingly attractive to investors, offering potential tax benefits but substantial risk. If you’re going to invest, consider acting before the upcoming tax year end… but take advice. The data from HMRC shows the inflows to venture capital trusts (VCTs) have more than doubled since 2009/10….

Savings Advice Sussex: is the LISA an option for first-time buyers?

Savings Advice Sussex: is the LISA an option for first-time buyers?

The Help-to-Buy ISA has departed, though you can still pay in if you already had one. But is the Lifetime ISA -or LISA as it is commonly known – really a good alternative for first-time house-buyers? You need to seek independent financial advice before investing. At the beginning of December last year, the Help-to-Buy ISA was withdrawn for new investments. Its disappearance means that the LISA is now the only type of ISA that can offer incentives for those saving for their first home. Anyone who had actually started a Help-to-Buy ISA before 1 December 2019 can continue to contribute up to £200 a month and has until 1 December 2030 to claim their Help-to-Buy bonus….

Investment Advice in Sussex: 5 things to keep in mind when you review your investments in 2020

Investment Advice in Sussex: 5 things to keep in mind when you review your investments in 2020

2019 is over but how has your investment portfolio performed over the last 12 months? We take a look at some of the things to bear in mind as you review your investments and plan ahead for 2020. Last year was a year marked by doubt and volatility in investment markets and that is why, when it comes to reviewing your portfolio’s performance, it is important to keep certain ‘influences’ in mind….

Mortgage Advisers in Sussex: Why financial protection is important when buying your home

Mortgage Advisers in Sussex: Why financial protection is important when buying your home

Your home is clearly one of the largest purchases you’ll ever make. You’ve probably taken out Buildings and Contents insurance to protect against something happening to your new home, but have you protected yourself and your ability to continue making mortgage repayments? Recent research from Canada Life has revealed that…

Ethical Investing with Sussex’s leading IFA: Investing on principle

Ethical Investing with Sussex’s leading IFA: Investing on principle

Whether it’s the Extinction Rebellion protests or Greta Thunberg’s speech to the UN, there has been a renewed focus on climate change in recent months and what individuals can do about it. This has led to calls for investors to divest funds away from ‘harmful’ industries and sectors such as oil and gas, mining and airlines, which are some of the biggest producers of carbon and other greenhouse gases. This doesn’t just apply to organisations with millions of pounds at their disposal….