It’s easy to see why first-time buyers focus on building a deposit, but other costs need to be factored in too, from conveyancing fees to a building survey.
As companies announce they’re suspending or reducing dividend payments, you may be worried about what it means for you. Find out more here.
If you had a summer holiday booked, what are your refund rights amid the coronavirus pandemic? We take a look at when a refund should be offered and what your next steps should be.
If you’re retiring this year, congratulations! Jim Rixon, Independent Financial Adviser at Pembroke Financial Services, who offer expert pensions advice to clients in the Brighton area and wider Sussex, says “We’ve got seven steps you should take to ensure you’re ready for retirement and able to meet your goals.” Retirement is a milestone that you may have been looking forward to for years, but it isn’t one you should just dive into. There are steps you should take to ensure your retirement lives up to your own expectations…
If you don’t have a Power of Attorney in place, Adrian Moy, one of Pembroke Financial Service’s Independent Financial Advisers and a specialist in dealing with the financial planning implications of legal matters, explains some of the reasons it’s a step you should be taking as part of your estate plans. Millions of Brits haven’t named a Power of Attorney. It may seem like something you can put off for a while, but it’s something we should all have in place. A Power of Attorney is a legal document which gives someone you trust the ability to make decisions on your behalf if you are unable to do so. Thinking about not having the mental or physical capacity to be independent and make decisions of your own isn’t something anyone wants to do…
With stock markets falling, is now the ‘right’ time to invest? It may seem like a straightforward question, but your personal goals and circumstances are far more important than market volatility. Global stock markets have suffered due to the impact of the coronavirus pandemic, and you may have heard suggestions that now is the ‘perfect time to buy’. After all, in an ideal world, you want to buy when stock prices are low and sell at a high.
As the coronavirus pandemic continues to dominate world headlines, here’s what it might mean for your pension and retirement plans. You may be worried about the impact coronavirus will have on your pension – and for most people short-term activity won’t have an impact – but there may be some situations where adjustments are necessary. The pandemic has created uncertainty in economies around the globe. As a result, stock markets have experienced shocks which, over the past few months, have produced significant falls. Fears of a recession following the pandemic are a cause for concern….
These are strange and uncertain times during which the UK Government has advised its citizens to remain at home in order to stay safe and to protect our crucial National Health Service. The UK lockdown measures have now been extended until early May, therefore if you find yourself with some available downtime during this period, it will be a worthwhile exercise to put your basic wealth/ financial planning house ”in order” with the help of the simple checklist below….
More people in their 20s are saving into a pension than ever before. But what steps should they be taking to get the most out of retirement savings? When you start your career, saving for retirement isn’t likely to be a priority. But more young people are saving into a pension than ever and it pays to understand what it means for your future. Whilst you might have left your 20s behind, you may have children or grandchildren that are finding their feet when it comes to the world of work and pensions. The sooner they start saving into a pension and taking an interest in what it means for their later years, the better.
The new tax year is now a week or so old and, whilst we appreciate that this may not be the first thing on your minds at the present time, it might just be that this period of reflection and self-isolation might bring you to think about your finances and how best to organise matters over the coming year and so here are the new tax year allowances which are most relevant in the financial planning world. Some of the Tax Year 2020/2021 allowances….