Want to retire early? Financial planning could make it a reality
A report suggests that people seeking financial advice are planning to retire three years earlier than those that aren’t. What’s…
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Chartered Financial Planner | Blog Archive | Biography
Explained: How pension tax relief works and boosts your retirement savings
If you’re preparing to take out a mortgage, working with a mortgage broker can be valuable. As well as helping…
The cost of living crisis is giving scammers more opportunities. Here are 3 scams to watch out for
Discover what happened to affect investment markets in September. From the emergency budget in the UK to growing recession worries…
1 in 10 accessing their pension do so to pay off debt. Here’s what you need to consider
Data suggests that some people are accessing their pension tax-free cash to pay off debt. While this can be useful,…
Your older pensions could be delivering “poor value for money”, and it could cost you thousands of pounds
If you have pensions from the 1990s or 2000s, the fees you’re paying could be delivering “poor value for money”,…
5 retirement challenges you could face and what to do about them
A new survey has highlighted some of the biggest challenges that those planning their retirement could face. Understanding these obstacles…
Consolidation: Why it could help you beat the challenge of keeping track of pensions
Auto-enrolment and regular job switching mean the average worker will have multiple pensions. Consolidation could make it easier to manage…
Should you take a tax-free lump sum from your pension to celebrate retirement in style?
If you’re nearing retirement age, you may be thinking about taking a tax-free lump sum from your pension. While it…
Retiring in 2021? Planning is key as two-thirds risk depleting their pension savings
Research suggests that two-thirds of retirees risk running out of money. As well as understanding what income your pension will…
5 financial steps new parents should take to protect their family
If you’re a new parent, taking these five financial steps can help provide security for your family now and in…
5 steps to take for successful business succession planning to prime your firm for growth
If you’re a business owner, succession planning can help you nurture talent within your business and provide security.
Why planning for the 2021/22 tax year now is a fantastic idea
Have you thought about how you’ll make use of allowances and tax breaks in 2021/22? If you haven’t, you’re not…
Research finds that Brits are worryingly exposed to financial shocks
While Brits are good at managing their day-to-day finances, many are overlooking planning for the unexpected. This could leave families…
7 signs your work-life balance could benefit from an adjustment
Our working life can spill into personal life and affect our wellbeing, but it’s not always easy to spot when…
What to do if you have multiple small pension pots
Research shows there are millions of small pension pots. It can make it difficult to keep track of retirement savings,…
Our Guide to Individual Savings Accounts (ISAs) for 2020
ISAs, or Individual Savings Accounts, have been around for over 20 years. Back in 1999, then Chancellor Gordon Brown introduced…
What are your rights if you have a summer holiday booked?
If you had a summer holiday booked, what are your refund rights amid the coronavirus pandemic? We take a look…
Three points to consider when accessing your pension at 55
For the majority, from the age of 55 they have access to their pension. Should you be coming up to…
The Christmas financial gifts that keep on giving
Christmas is around the corner and adverts for toys and gadgets are everywhere. But have you thought of making a…
Sussex pension advisers see higher state pension increases on the cards
The new state pension looks likely to be in line for a relatively large increase next year, but it still…
Who are the top 1% of income tax payers?
The top 1% of income tax payers account for 27% of all the UK’s income tax collected, but who are…
Could We See the Back of Inheritance Tax?
Widely regarded as the most unpopular tax, IHT is under scrutiny from both government and opposition. Is it time it…
Inflated expectations
Investor expectations have been dialled up by the market returns of recent years. Independent Financial Advisers will need to add…
Ripple effect widens for China investors
It is not only Chinese mainland shares which are now attracting investor attention. China is in the investment news again…